Abilene Teachers FCU offers four types of personal loans. Please click on the links below to learn more about each one.
Personal Signature Loans are traditional loans that use your signature as collateral.
A Personal Line of Credit Loan provides cash in a flash just when you need it.
Share Secured, Certificate Secured and Credit Builder Loans are the least expensive way to borrow money.
Loans for Furniture, Appliances, Personal Computers and Musical Instruments are available at lower rates than personal loans and are great for making enhancements to your home.
Loan rates are subject to change. These rates effective January 1, 2019.
All interest rates are annual percentage rates (APR). Loan rates are based upon credit worthiness.
*The lowest rates shown above reflect all available discounts. Find more information on our Loan Discounts page. The lowest available base rates with no discounts are 8.50% for personal loans, 2.00% for share secure loans, and 6.75% for furniture, appliances, computers and musical instruments.
**Loan terms of 37 to 60 months on personal loans are available to those meeting credit requirements.