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Credit Score & More

Raise Your Credit Score

Higher Credit Score = Lower Loan Rates

Check Your Free Credit Score Every Day


You can check your credit score every time you login to mobile or online banking.  Credit Score & More is a free service offered by Abilene Teachers FCU and powered by SavvyMoney. With one click you can check your credit score, view your credit report, and get up to date credit monitoring notifications. Find out what affects your score, how you can save money, and how to improve your score or rebuild your credit.

With Credit Score & More You Can:

  1. Check your credit score daily – it updates when new info is reported to the bureaus.
  2. Get alerts for changes to your credit – make sure you’re the one that made them.
  3. Monitor credit for unusual activity – learn right away about suspicious behavior.
  4. Visualize what affects your credit score.
  5. Simulate how future actions may impact your score.
  6. Get tips on improving your score and rebuilding credit.
  7. View your full credit report as often as you choose.
  8. Dispute items on your credit report – a dispute template is found in the program.
  9. Receive credit offers that could save you money.
Mobile view of Credit Score and More

Credit Score & More Frequently Asked Questions

No. Credit Score & More is entirely free to Abilene Teachers Federal Credit Union members who are enrolled in mobile or online banking.

Credit Score & More pulls credit from TransUnion and uses VantageScore 3.0, a credit scoring model developed collaboratively by the three bureaus: Equifax, Experian, and TransUnion. This model seeks to make score information more uniform between the bureaus to provide consumers a more accurate picture of their credit health.

Credit Score & More uses bank level encryption and security measures to keep your data safe and secure. Your personal information is never shared with or sold to a third party.

At Abilene Teachers FCU we provide financial education to enable our members to live their best financial lives. Credit Score & More is a program that can help members manage credit so that when it comes time to borrow for a big-ticket purchase—like buying a home, car, or paying for college—they will have a clear picture of their credit health and can qualify for the lowest possible interest rate.