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Notice

The Buffalo Gap Road Branch will reopen their drive through lanes on Monday, January 12.  The lobby reopening is scheduled for Tuesday, January 20. Please watch this space for updates.  We’re looking forward to welcoming you back! ... Read more

Branch Closure

Happy 2026!  All ATFCU locations will close at 3 pm on New Year’s Eve and remain closed on New Year’s Day.  Normal hours will resume on Friday, January 2. ... Read more

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

Father teaches his son to play guitar while on a camping trip in the forest.
RV and Boat Loans

Vacation off the beaten track

  • Competitive Rates

    Our rates are typically the best in the Big Country.  Current figures available here.

  • Flexible Terms

    Depending upon your vehicle, loan terms of up to 120 months on RV’s and 72 months on boats are available.

  • No sneaky fees

    There’s never a loan application fee and there’s no prepayment penalty.

  • Skip-a-Payment

    Skip up to two payments a year without affecting your credit score.

Vehicle Loan FAQs


Yes. Today would be a great day to JOIN the credit union!

The credit union evaluates two things when deciding to approve a loan:

  • Your history of repayment 
  • The amount of debt you are carrying

The credit report helps us answer those questions.

Please bring at least your last 2 paycheck stubs or another form of income verification.

*Other documentation may be required upon review of the loan application.

Calculate the bottom line


Apply today - the road less traveled is calling


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Disclosures

All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.

*The rates shown reflect all available discounts. Discount information is referenced above. The lowest available base rate with no discounts is 9.85% for boats, 6.40% for RVs whose loan terms are 72 months or less, and 7.40% for RV loans with terms of 84 to 120 months.

All rates are stated as APR’s.

APR = Annual Percentage Rate