smiling couple holding hands while looking at price of washing machine
Loans for Household Items

Computers, furniture, appliances, musical instruments. We’ve got a loan for that.

Your house works hard these days

Your home can also be your office, your gym, the family playground and maybe even a schoolroom. Give it some love. Loans for household items are available at lower rates than most credit cards.

  • woman on virtual call

    Personal Computers

    Laptops, desktops, tablets, printers and other peripheral devices are eligible.

  • man unpacking boxes

    Furniture and Appliances

    Household items are wearing out faster due to heavy use. Might be time for replacements.

  • young woman playing guitar

    Musical Instruments

    Band and orchestra instruments for school activities. And maybe a guitar for you.

See today’s rates

Consumer Loans

Loan Type

Term Up To

Interest Rates

Loan Type

Furniture, Appliances, Computers, Musical Instruments

Term Up To

1-36 months

Interest Rates


Loan rate discounts are available.

Skip-A-Payment program is available.

Let our calculators do the math

FAQ’s - Loans for household items

36 months

  • $25 initial deposit
  • Your Social Security card or a clear photocopy
  • Government Issued Photo ID
  • Physical address must match ID. If it does not, please be prepared to furnish proof of address.

We have several options available for submitting loan payments:

  • In Person: you can see a teller to make a cash, check, or credit card cash advance payment
  • By Mail: send a check or money order to:
    Abilene Teachers FCU
    PO Box 5706
    Abilene, TX  79608
  • By Phone: you can pay by credit card or check by phone by calling 325.677.2274.  There is a $5  convenience fee.
  • Online: by using your ATFCU online banking or mobile app you can
    • Transfer funds from one of your ATFCU accounts to your loan
    • Pay with a credit card ($4 convenience fee)
    • Set up external loan payment with routing number and account number from another financial institution.  There is no fee with this option and you can set up recurring payments.

Start your application

Apply Online
Apply Now
Apply in Person
Find a Location Near You


All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.

APR = Annual Percentage Rate

*The rates shown reflect all available discounts. Discount information is referenced above. The lowest available base rate with no discounts is 10.75%% APR for a Household Items loan.