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Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

The Buffalo Gap Road Branch Is Open!  We’re excited to welcome members to our repaved and remodeled office.

Weather Alert

The credit union is open today for normally scheduled hours, though our staffing is minimal.  We urge our members to stay safe and take advantage of our convenient mobile and online digital banking services.

Notice

January 27 at 8:30 – We thawed the pipes at our EN 10th Street branch and the lobby will be open today from 10 – 6.  The drive thru lanes are already in operation.  Stay safe on the roads!

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Branch Closure

In observation of Martin Luther King Day, all ATFCU locations will be closed on Monday, January 19.  Learn how a Monday banking holiday might affect your expected transactions.

Branch Closure

Happy 2026!  All ATFCU locations will close at 3 pm on New Year’s Eve and remain closed on New Year’s Day.  Normal hours will resume on Friday, January 2. ... Read more

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

smiling couple holding hands while looking at price of washing machine
Loans for Household Items

Computers, furniture, appliances, musical instruments. Yes - We have the loan you need

Your house works hard


Your home can also be your office, your gym, the family playground and maybe even a schoolroom. Give it some love. Loans for household items are available at lower interest rates than most credit cards.

  • woman on virtual call

    Personal Computers

    Laptops, desktops, tablets, printers and other peripheral devices are eligible.

  • Air conditioner repairman giving the thumbs up sign.

    Furniture and Appliances

    Air conditioning makes Texas livable.  Gotta’ have it!

  • young woman playing guitar

    Musical Instruments

    Band and orchestra instruments for school activities. And maybe a guitar for you.

See today’s rates


Consumer Loans

Loan Type

Term Up To

Interest Rates

Loan Type

Furniture, Appliances, Computers, Musical Instruments

Term Up To

1-36 months

Interest Rates

10.25%*-17.95%

Loan rate discounts are available.

Skip-A-Payment program is available.

Let our calculators do the math


FAQ’s - Loans for household items


36 months

  • $5 initial deposit
  • Your Social Security card or a clear photocopy
  • Government Issued Photo ID
  • Physical address must match ID. If it does not, please be prepared to furnish proof of address.

We have several options available for submitting loan payments:

  • In Person: you can see a teller to make a cash, check, or credit card cash advance payment
  • By Mail: send a check or money order to:
    Abilene Teachers FCU
    PO Box 5706
    Abilene, TX  79608
  • By Phone: you can pay by credit card or check by phone by calling 325.677.2274.  There is a $5  convenience fee.
  • Online: by using your ATFCU online banking or mobile app you can
    • Transfer funds from one of your ATFCU accounts to your loan
    • Pay with a credit card ($4 convenience fee)
    • Set up external loan payment with routing number and account number from another financial institution.  There is no fee with this option and you can set up recurring payments.

Start your application


Apply Online
Apply Now
Apply in Person
Find a Location Near You

Disclosures

All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.

APR = Annual Percentage Rate

*The rates shown reflect all available discounts. Discount information is referenced above. The lowest available base rate with no discounts is 10.75%% APR for a Household Items loan.