teaching children to dance
Join Us

Everyone’s Welcome

Welcome to Abilene Teachers. We’re glad you’re here.


Every ATFCU employee lives and works in the Abilene area.
We know the challenges you and your family face because we face them too.

Consumer banking is our only focus. We do it well.


We’ve been Authentically Abilene since 1950. Here’s why 50,000+ of your friends and neighbors bank with us.

  • Low rates & fees

    Unlike a bank, we’re not focused on profits. Check out our rates.
  • Banking on the go

    User-friendly, leading edge digital banking options. See our features.
  • Local leadership

    Decisions are made locally by your friends and neighbors. Meet our Board.
  • Community focused

    Generous support focused on children and education. See what we’re doing.
  • 30,000 free ATMs worldwide

    Plenty of surcharge-free ATMs in the region and around the country and world. Take a look.
  • Safe & secure

    Conservatively managed with your funds insured by NCUA. Explore further.

Check out what makes us different from banks.


As a member of a credit union, you’re an owner rather than a customer. That’s a significant difference.

  • We cater to our members

    Not stockholders! ATFCU is a financial cooperative, owned by our members.

  • You keep more of your money

    Earnings are returned to our members in the form of higher rates on savings and lower rates on loans.

  • Financial literacy

    No tricks here. Instead, we offer a number of resources members can access to learn about financial principles.

  • Ownership

    Ownership

  • Where do profits go?

    Where do profits go?

  • Types of products offered

    Types of products offered

  • Financial advocacy

    Financial advocacy

  • Board of Directors

    Board of Directors

  • Pay Structure for Board

    Pay Structure for Board

  • Federal Account Insurance

    Federal Account Insurance

Abilene Teachers Federal Credit Union

  • Ownership

    Owned by members

  • Where do profits go?

    Back to members or to the community

  • Types of products offered

    Those that meet the needs of members

  • Financial advocacy

    Advocate for members and their families

  • Board of Directors

    Elected by membership

  • Pay Structure for Board

    Unpaid volunteers

  • Federal Account Insurance

    Up to $250,000 by NCUA

Banks (the other guys)

  • Ownership

    Owned by shareholders

  • Where do profits go?

    Shareholders

  • Types of products offered

    Those that maximize profits

  • Financial advocacy

    Advocate for shareholders

  • Board of Directors

    Elected by shareholders

  • Pay Structure for Board

    Paid shareholders

  • Federal Account Insurance

    Up to $250,000 by FDI

I think the people at ATFCU are amazing and treat me not as a number, but as a human with a name. That is priceless in this day and age.

Shala B., member since 2015

More than a financial institution, we’re a member of the community.

  • Since 2004, more than
    $2.2 million

    Donated to the Boys and Girls Club of Abilene on behalf of our members.

  • In 2020, more than
    360,000

    Provided to area schools and nonprofits to support their operations.

  • Since 2006,
    151

    Area students named as ATFCU scholarship honorees.

Am I eligible to join?

Our field of membership has widened significantly in recent years. If you are a member of any of the following groups you are eligible.

  • Residents of Taylor and Callahan counties. Persons who work, attend school or worship in these counties but reside elsewhere are also eligible.
  • Immediate1 family members of current ATFCU members.
  • Immediate1 family members of persons who are eligible for membership, even if the eligible member has chosen not to join the credit union.
  • Employees of public school systems in the following Texas counties.

Callahan
Coleman
Eastland
Fisher
Haskell
Jones
Kent
King
Knox
Nolan2
Runnels
Shackelford
Stephens
Stonewall
Taylor
Throckmorton

Become a member today.

Open an account in person
Find a Location Near You
Open an account online
Get Started
Call or text us

(325) 677-2274 – call or text

(800) 677-6770 – calls only