horse rider near trailer
Motorcycles, Jet Skis, ATVs & Trailers

Choose the road less traveled

If it drives or floats, Abilene Teachers can probably finance it

  • motorcycle on open road


    Save money on your bike. ATFCU loan rates are usually the best in the Big Country.

  • waverunner on water

    ATVs and Jet Skis

    Satisfy your need for speed on land or water. Let’s put you in the driver’s seat.



  • horse trailer on road

    Cargo Trailers

    Work efficiently with the right equipment. Loan terms of up to 60 months are available.

See today’s rates

Other Vehicle Loans

Model Year

Loan Term

Interest Rates

Model Year

Boats/RV’s - New or Used

Loan Term

1-72 months

Interest Rates


Model Year

RV’s over $50,000 - New

Loan Term

73-120 months

Interest Rates


Model Year

Motorcycle, ATV, Personal Watercraft, Cargo Trailer- New only 

Loan Term

1 - 60 months 

Interest Rates

3.95%* to 15.50%

Model Year

Antique/Classic Autos 

Loan Term

1 - 36 months 

Interest Rates

4.25%* to 15.25%

Loan rate discounts are available.

Skip-A-Payment program is available for eligible members.

Vehicle Loan FAQs

Yes. Today would be a great day to JOIN the credit union!

The credit union evaluates two things when deciding to approve a loan:

  • Your history of repayment 
  • The amount of debt you are carrying

The credit report helps us answer those questions.

Please bring at least your last 2 paycheck stubs or another form of income verification.

*Other documentation may be required upon review of the loan application.

Calculate the bottom line

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All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.

*The rates shown reflect all available discounts. Discount information is referenced above. The lowest available base rate with no discounts is 4.5% APR for motorcycles, jet skis, ATVs and cargo trailers..

APR = Annual Percentage Rate