Choose the road less traveled
If it drives or floats, Abilene Teachers can probably finance it
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Motorcycles
Save money on your bike. ATFCU loan rates are usually the best in the Big Country.
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ATVs and Jet Skis
Satisfy your need for speed on land or water. Let’s put you in the driver’s seat.
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Cargo Trailers
Work efficiently with the right equipment. Loan terms of up to 60 months are available.
See Today's Rates
|
Model Year |
Loan Term |
Interest Rates |
|---|---|---|
|
Model Year RVs - New (2026-2025) |
Loan Term 1-84 months |
Interest Rates 7.35%* - 17.99% |
|
Model Year RVs over $55,000 - new |
Loan Term 73-120 months |
Interest Rates 8.35%* - 17.99% |
|
Model Year RVs - 2025 (used) -2024 |
Loan Term 1-78 months |
Interest Rates 7.60% - 17.99% |
|
Model Year RVs 2023-2022 |
Loan Term 1-72 months |
Interest Rates 7.85%* - 17.99% |
|
Model Year RVs - 2021-2020 |
Loan Term 1-60 months |
Interest Rates 8.10%* - 17.99% |
|
Model Year RVs- 2019-2018 |
Loan Term 1-48 months |
Interest Rates 8.35%* to 17.99% |
|
Model Year RVs - 2017-2016 |
Loan Term 1-42 months |
Interest Rates 8.60%* - 17.99% |
|
Model Year Boats - New 2027-2025 |
Loan Term 1-72 months |
Interest Rates 9.95%* to 17.99% |
|
Model Year Boats Used 2025-2024 |
Loan Term 1-72 months |
Interest Rates 10.45%* - 17.99% |
|
Model Year Boats Used 2023-2022 |
Loan Term 1-60 months |
Interest Rates 10.95%* - 17.99% |
|
Model Year Boats Used 2021-2020 |
Loan Term 1-54 months |
Interest Rates 11.45%* - 17.99% |
|
Model Year Boats Used 2019-2018 |
Loan Term 1-48 months |
Interest Rates 11.95%* - 17.99% |
|
Model Year Boats Used 2017-2016 |
Loan Term 1-36 months |
Interest Rates 12.45%* - 17.99% |
|
Model Year Motorcycle, ATV, Personal Watercraft, Cargo Trailer- New only |
Loan Term 1 - 60 months |
Interest Rates 7.05%* to 17.99% |
|
Model Year Antique/Classic Autos |
Loan Term 1 - 36 months |
Interest Rates 7.05%* to 17.99% |
Considerations to Keep in Mind
We have several discounts available on the interest rates shown above. Please visit our Loan Discounts page for more information.
Abilene Teachers FCU offers a Skip-a-Payment program that allows eligible members to skip up to two loan payments during a calendar year.
Vehicle Loan FAQs
Yes. Today would be a great day to JOIN the credit union!
The credit union evaluates two things when deciding to approve a loan:
- Your history of repayment
- The amount of debt you are carrying
The credit report helps us answer those questions.
Please bring at least your last 2 paycheck stubs or another form of income verification.
*Other documentation may be required upon review of the loan application.
Calculate the bottom line
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Disclosures
All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.
*The rates shown reflect all available discounts. Discount information is referenced above. The lowest available base rate with no discounts is 7.60% APR for motorcycles, jet skis, ATVs and cargo trailers.
APR = Annual Percentage Rate