Group of ATFCU Volunteers
About Us

Meet our leaders. See what we believe.

Board of Directors


The volunteer Board of Directors is the governing body of the credit union, meeting monthly to oversee credit union policy, finances, planning and delivery of services. They are dedicated to the financial well being of our members and the strength of this cooperative organization.

Nolan Kelley photo

J. Nolan Kelley

Chairman of the Board

Mr. Kelley is a west Texas native who served with the Peace Corps in Ethiopia after graduating from college. After returning to America he was an AISD teacher and administrator for many years.  During retirement, he has developed a previously-hidden talent as a sculptor and artist. He has served on the Board since 2001.

Royce Curtis photo

Royce Curtis

Vice Chairman

Mr. Curtis has been associated with AISD for many years and is best known for his 14 years as Principal of Abilene High School.  He is now a community volunteer with a particular interest in health and wellness.  Mr. Curtis has served on the Board since 2011.

Emily Meador photo

Emily Meador

Board Treasurer

Mrs. Meador is an Abilene native who never left. She was an AISD educator for 32 years and is feeling the need to start teaching again. She is currently serving as a math interventionist for AISD. Mrs. Meador has served on the Board since 2010. Fun fact: our very own Community Relations Specialist, Elizabeth Gray, was one of Emily’s student teachers back in 2004.

Robin Hamilton photo

S. Robyn Hamilton

Board Secretary

Mrs. Hamilton has been a member of ATFCU since 1989 and is a retired teacher/librarian from Abilene ISD. In her youth she lived in Ketchikan, AK and Saskatoon, Saskatchewan, Canada and attended public school in Hobbs, NM. She has been on the board since 2012.

Bull image coming soon

Terry Bull

Board Member

Mr. Bull spent his entire teaching and administrative career in AISD. Following retirement he serves on educational and community service boards, while enjoying family, food and travel. Mr. Bull has served on the Abilene Teachers FCU Board since 2020.  And what a year that was!

Keith Dowell photo

Keith Dowell

Board Member

Mr. Dowell spent the last 32 years of his career with AISD in the Finance office. Before retiring in 2014, he served as the Executive Director for Business and Finance for 12 years. However, some may only remember him as the “money guy” who handed out Convocation door prizes. Since retiring, he continues to work half-time in the Finance office and is able to enjoy more time with his wife and family. Mr. Dowell has served on the Board since 2013.

Chris Faehnle photo

Chris Faehnle

Board Member

Mrs. Faehnle spent 17 years as a 7th grade teacher in AISD and 8 years as a Reading Consultant at Region 14 Education Service Center. Retirement finds her volunteering with Meals on Wheels, church food pantry and various boards. She has been a member of the ATFCU board since 2017.

Ronnie Kincaid photo

Ronnie Kincaid

Board Member

Mr. Kincaid retired from public school education after serving forty-three years in various capacities including teacher, principal, superintendent and the last fifteen years, as Region 14 Education Service Center executive director here in Abilene. He currently serves as an Educational Consultant specializing in strategic planning, long-range fiscal planning and assisting school districts in selecting a new superintendent. He has served on the Board since 2018.

Jay Lester photo

Jay Lester

Board Member

Mr. Lester is the Executive Director of Fine Arts in AISD.  He reports he can play the trombone, trumpet, and bass well enough for public performances and a variety of other instruments privately.  Mr. Lester has been on the Abilene Teachers FCU Board since 2017.

James Boyd photo

James L. Boyd

President/CEO

Mr. Boyd started working for Abilene Teachers in 1984 and became President in 1992.  He is a VERY proud Longhorn and is an avid history nerd.  Fun fact: Our board president, Mr. Kelley, was one of James’ teachers at Madison Middle School. Mr. Kelley just thought he was done with James all those years ago!

Built by your family, friends and neighbors

On March 3, 1950 a small group of AISD educators signed a charter to operate a cooperative financial institution known as Abilene Teachers Federal Credit Union. Our first office was a desk drawer in the shop class of Central Elementary School.

To set the context, look at what else was happening that day in Abilene:

  • The population was 45,570
  • An extreme drought was in progress (read about it in Elmer Kelton’s book – The Time it Never Rained)
  • The Abilene Blue Sox, affiliates of the Brooklyn Dodgers, were practicing at Fair Park (now Rose Park), just a few feet from the Abilene Zoo.
  • The Cold War was well underway, foreshadowing the Korean Conflict that would begin in June
  • Abilene High (the only high school in town) was laying the groundwork for the Texas football Team of the Century

While the setting was different, Abilenians of the 50’s and west Texans today are looking for the same thing – an alternative to profit motivated banks.

Over the years, the ATFCU field of membership has been amended several times. At the dawn of the 21st century, it was enlarged to include all residents of Taylor and Callahan Counties. Our reputation for personalized service and fair dealing continues to draw many new friends to our doors.

Our future is bright and we thank our 50,000+ friends and neighbors who trust us with their financial needs. We look forward to serving you with personal attention and forward-thinking technology.

photo of April Santiago

I became a member of the credit union when my husband and I joined accounts.  I came from a large corporate bank, and the difference was a breath of fresh air!  I’ve always felt welcomed and “a part of the family” when I complete transactions at the credit union.  The credit union has helped us through every day transactions, fraudulent transactions, auto loans, and personal loan advice.  I always advise people to go to Abilene Teachers!

April S., member since 2011

Why We’re Different


Yes, credit unions and banks both handle money and make loans. Look closer, though, and you’ll see meaningful differences.

  • Ownership

    Ownership

  • Where do profits go?

    Where do profits go?

  • Types of products offered

    Types of products offered

  • Financial advocacy

    Financial advocacy

  • Board of Directors

    Board of Directors

  • Pay Structure for Board

    Pay Structure for Board

  • Federal Account Insurance

    Federal Account Insurance

Abilene Teachers Federal Credit Union

  • Ownership

    Owned by members

  • Where do profits go?

    Back to the members or to the community

  • Types of products offered

    Those that meet the needs of the members

  • Financial advocacy

    Advocate for members and their families

  • Board of Directors

    Elected by membership

  • Pay Structure for Board

    Unpaid volunteers

  • Federal Account Insurance

    Up to $250,000 by NCUA

Banks (the other guys)

  • Ownership

    Owned by shareholders

  • Where do profits go?

    Shareholders

  • Types of products offered

    Those that maximize profits

  • Financial advocacy

    Advocate for shareholders

  • Board of Directors

    Elected by shareholders

  • Pay Structure for Board

    Paid shareholders

  • Federal Account Insurance

    Up to $250,000 by FDIC

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(325) 677-2274 (calls and texts)

(800) 677-6770 (calls only)