ATFCU blog

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minimalist side table with a book, wine goblet, and candle

Let’s be Frank, Your Bank Account Needs a Detox

Frankly, your bank account needs a detox. Just like that overflowing junk drawer, it's likely cluttered with unnecessary expenses and forgotten subscriptions, leaving you feeling drained and disorganized. It's time to declutter, simplify, and take control of your finances. Continue reading
stacks of coins with a recovery stop sign

Frankly Speaking, January is for Financial Recovery

Frankly speaking, January is the perfect time to take control of your finances and set yourself up for a successful year. Let's make this year your best one yet! Continue reading
Countertop filled with tax documents and learn from Liz sticker

Frankly, Taxes Don’t Have to be Taxing: A Beginner’s Guide to Getting Organized

This guide provides a simple approach to getting organized for tax season. Learn about the essential documents you'll need, tips for staying organized year-round, and where to find help if you need it. Whether you're a first-time filer or a seasoned pro, this will help you approach tax preparation with confidence. Continue reading
Senior Woman looking at laptop

12 Steps to Financial Wellness – Step 10: Plan for Retirement

Once you’ve got your financial present taken care of, it’s time to plan for your financial future, namely retirement. There are multiple ways to save for your golden years, with a 401(k) through your employer or a conventional or Roth IRA. They each have different rules, so pick the one that fits your needs the best! Continue reading
notepad with 'time for review' written on it

12 Steps to Financial Wellness – Step 12: Review and Tweak

Here we are at the end of our year-long journey to financial wellness. We hope you've learned a lot and your financial picture is brighter now! It is time to review.  Continue reading
crumpled notes about investing

12 Steps to Financial Wellness – Step 11: Investing

Got your financial house pretty much in order and ready to start investing? Great! There are some big decisions to make, and we can help! Continue reading
sticky note and calculator

12 Steps to Financial Wellness – Step 9: Build and Maintain an Excellent Credit Score

One of the big keys to financial wellness is building your credit score and keeping it high. This score affects a dizzying amount of your adult life, so pay attention to it! Continue reading
Yorkie in robe and eye mask

12 Steps to Financial Wellness – Step 8: Know When and How to Indulge

Believe it or not, you should make room in your monthly budget for indulgences! Without a little fun every month, you’ll be tempted to go off the rails in a big way at some point and really blow your plans. Just be sure to work it into your budget like any other expense and be sure you get a bang for your buck. Continue reading
man putting hundred dollar bills in breast pocket

12 Steps to Financial Wellness – Step 7: How to Pay Yourself First

One of the truest secrets to financial wellness is paying yourself first. This means setting aside money for emergency funds and short- and long-term savings goals. Keep an eye on your spending, and trim where you can to make faster progress. As you go along, check in periodically to make sure you’re making the progress you want. Continue reading