ATFCU blog
News, Events, Resources, Tools & Advice
Recent posts
Turn Your Dream Vacation Into A Reality
Everyone has a dream vacation. For those with limited funds, though, the vision never gets a chance to become a reality. I'm here to help you change all that. Continue reading
Mother’s Day on a Budget
Mother’s Day is upon us! You want to treat mom to a great day, but you know she’ll cluck at you if you ignore all the training she gave you on being frugal and plan a budget-busting celebration. The key to making your mom feel special and loved is to think about her and what would mean the most to her. Make it personal! Continue reading
Financial Tips for Single Parents
As tough as budgeting is for couples, it’s even worse for single parents. You’ve got to keep your eye on all the balls simultaneously. As tight as your budget might be, squeeze out enough for a safety net account for financial emergencies. You can do this, it just takes planning! Continue reading
Teach a Child to Save
Developing good saving habits at a young age creates a foundation for a lifetime. Involving our children with a savings plan and good money management skills prepare them for a solid future. Here's how ATFCU helps teach those foundational skills to the children in our service area. Continue reading
What is Credit Card Interest and How Does it Effect Me?
A few weeks ago I had the privilege of presenting an Economic Reality Fair to some high school seniors. For those that don’t know what a Reality Fair is, it is a hands-on simulation where students experience financial challenges they will face as they begin navigating life on their own in the “real world”. The students get paired up to … Continue reading
Beware of Stimulus and Tax Scams
This year is an absolute bonanza for scam artists, with tax filing season happening while stimulus checks are flowing out to almost every American. There’s so much government paper flying around that it’s easy for them to snare a few (or a few thousand) unwary victims. Don’t be one! Continue reading
5 Discounts for Boomers and some Gen X’ers
You might have grown up seeing your parents and grandparents getting a senior discount, and now it’s your turn! Find out how many places are offering a break for older shoppers! Before you open your wallet for anything, check for a senior discount! Continue reading
5 Tips for Preparing a Post-College Budget
One of the biggest tasks you’ll face as you start your post-college life is setting up a budget. If you haven’t lived on your own before, you won’t have a history of bills and expenses to use as a reference, so you’ll have to estimate. Allow room for some mistakes, and use a personal finance app to plan. Don’t forget to leave a bit of your budget for fun, so you don’t burn out just as you’re getting started! Continue reading
Is Debt Consolidation Right for Me?
If you’re stuck under a mountain of debt and making limited headway, debt consolidation might look like a great way out, and it can be! You can raise your credit score and simplify your life with one monthly payment; however, it doesn’t fix bad spending habits. You’ll have to guard against putting yourself back in the hole, and you might end up with a longer payment timeline. Continue reading