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Happy 250th Birthday, America!!  All credit union locations will be closed on Saturday, July 4 to celebrate Independence Day.  We will observe normal weekday hours on Friday, July 3 and Monday July 6.   Please remember to stay alert for text and phone scams over the holiday weekend.  ATFCU staff members will never ask you for your account number, your digital banking login or username, or your Social Security number.  If someone asks, it’s not us!  Learn more on the Current Happenings page.

Branch Closure

Juneteenth Closings – Over the long weekend we will be improving concrete drainage at the Buffalo Gap drive through facility. At that location only, the ATM will close at 5:30 pm on June 18 and the drive through lanes will close at 6 pm.  They will remain closed until Monday, June 22 at 7:30 am.       All other ATFCU locations will be closed on Friday, June 19 and will resume normal weekend hours on Saturday, June 20.  Thank you for your understanding.

Branch Closure

Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day.  Enjoy the long weekend!

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The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

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Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

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Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

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When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

15 Clever Tactics to Sell Your Home Quickly

nice kitchen

Have you spent the last few seasons remodeling, painting, or updating your house so you could finally put it on the market?

Though the modern housing market can feel a bit volatile, smart homeowners always keep resale value in mind when making design decisions. My own family went through a major remodel a couple of years ago. Right now, we plan on just staying put and enjoying the updates ourselves, but we intentionally made classic design choices that will protect our resale value if we ever decide to pack up and move one day.

If you are ready to list your property, you might be counting on the proceeds of that sale to fund the down payment on your next dream home. If you’re looking to start over somewhere new, you want that sale to happen as swiftly as possible—after all, nobody wants to get stuck paying two mortgages at once!

To help you get your home into the hands of its next owners fast, our team compiled 15 practical, clever tactics to maximize your value and speed up the process:

Pillar 1: Strategy and Pricing

1. Price it Intentionally

You naturally want to walk away from the closing table with the highest amount possible, which requires a strategic listing price. Work with a professional to find the true baseline market value of your home, and consider listing it just slightly below that mark. A competitive, fair price naturally drives rapid foot traffic and can even spark an exciting bidding war.

  • The Counselor Reality Check: You must separate the priceless family memories you made in that house from the objective real estate data. Your children being born there or the years of shared laughter mean the world to you, but a buyer won’t have that emotional connection. Look at the house strictly as a transaction.

2. Choose the Right Real Estate Agent

Do your deep research before signing a listing agreement. Your agent should have an excellent, recent track record in your specific neighborhood, be deeply tuned into modern market shifts, and know how to use digital platforms to get the word out.

  • Pro Tip: Sometimes hiring a close friend can be a blessing, and sometimes it can complicate things. Really evaluate that dynamic before jumping in—make sure they are truly the best professional for the job, or if it would be safer for your friendship to hire someone outside your social circle.

3. Time the Market

Spring and summer remain the undisputed heavyweights of the house-hunting calendar. Families want to relocate while kids are out of school, so placing your home on the market when the highest volume of buyers are actively looking gives you an immediate statistical advantage.

Pillar 2: Curating the Visual Space

4. Let the Light Shine

Outside of location, interior lighting is often the single biggest selling factor for buyers. Swap out old lampshades, add accent lighting to dark corners, and use the maximum safe wattage for every single fixture. Wash your windows thoroughly, pull back the drapes, and let the Texas sunshine do the work.

  • My Remodel Lesson: This made a massive difference for us. Our house tended to feel a bit dark, so adding streamlined recessed can lights and brighter fixtures completely transformed the space.

5. Focus Heavily on the Kitchen

The kitchen is the heart of the home, and it is where buyers will spend the longest time looking. Depending on your budget, a quick mini-refresh can yield a massive return. You don’t need to blow cash on custom cabinetry if your current ones are structurally sound—simply give them a fresh coat of paint and swap out the handles for modern hardware like we did! Replacing an old countertop might cost a bit up front, but it prevents a buyer from trying to shave $10,000 off their offer by claiming your kitchen is entirely outdated.

6. Make Upgrades, But Don’t Go Overboard

You want your entire home to look fresh, but don’t over-improve your property past what your neighborhood’s market can return. Focus on high-impact, low-cost cosmetics: a fresh neutral paint job, updated door handles, and clean modern rugs.

  • Our Strategy: In our renovations, we focused the majority of our time and money on the kitchen and the primary bathroom, but we freshened up every other room with new flooring. With three kids and carpet everywhere, it was definitely time to rip that stuff out!

7. Maximize Your Extra Rooms

Do you have a spare bedroom that has slowly morphed into a chaotic storage zone for old baby gear or boxes of college memorabilia? Clear it out completely. Stage any bonus spaces with a clear, useful purpose—like a dedicated guest room, a clean exercise nook, or a streamlined home office. It will look infinitely more attractive to a buyer than a room full of clutter.

8. Guide the Buyer’s Eyes

Entice visitors to explore the entire floorplan, including walking upstairs or peeking into back hallways. Place a striking piece of artwork, a pretty vase of fresh flowers, or an interesting light fixture at the top of a staircase or the end of a long corridor to naturally draw people forward.

Pillar 3: Managing the Atmosphere

9. Declutter by Renting a Storage Unit

You want your home to look as spacious and open as possible. To achieve that, you’ll likely need to pack away up to half of the daily items currently sitting on your counters or packed into your closets. Consider renting a temporary mini-storage unit to house your extra belongings while the home is listed. As a huge bonus, you’ll have a major head start on packing when it’s officially time to move! If you haven’t used an item in years, take this opportunity to donate or toss it.

10. Make It Completely Impersonal

To you, your home looks beautifully lived-in. To a buyer, personal items can feel like a distraction. Pack away family portraits, collectibles, and your kids’ preschool drawings from the refrigerator. You want the house to act as a clean canvas so potential buyers can easily picture their own families making memories there.

11. Hide the Pet Evidence

I love my dog, Frankie, more than words can say. But I am very aware that not everyone is an animal lover. In fact, I’ll be the devil’s advocate here: I don’t really like anyone else’s animals! I don’t want a stranger’s pet jumping on me or smelling my clothes when I am trying to make a massive financial decision.

Hide the pet bowls, tuck away the half-chewed toys, and ensure there are zero lingering odors. If you are hosting an open house or a showing, send your furry friends to a relative’s house for the day so buyers can focus 100% of their attention on the property. If we list our house one day, Frankie is heading straight to my mom’s house!

12. Make It Absolute Sparkle

Do not skimp on deep cleaning. Scrub, buff, and polish until every single corner gleams. Nothing turns a buyer off faster than grimy baseboards or streaks on a bathroom mirror. If you don’t have the time or energy to tackle a top-to-bottom scrub, hire a local professional cleaning service to handle the deep work. My mom cleans my house every two weeks, and if we ever sell, you can bet your firstborn I will be asking her to help with the heavy lifting!

Pillar 4: Marketing Your Listing

13. Amp Up Your Curb Appeal

First impressions dictate the entire showing. Spruce up the exterior of your property by trimming overgrown shrubs, power-washing the driveway, and planting vibrant seasonal flowers along your walkway.

  • Our Curb Appeal Hack: We painted our front door a bold accent color to make it pop beautifully off our gray brick exterior. It adds instant personality for very little cost.

14. Invest in Professional Photography

This step is incredibly important. When browsing real estate apps online, you can instantly tell which listings were shot by a professional and which ones were shot on a basic phone camera. Even if you don’t hire a full home-stager, ensure your photos use great lighting and wide angles. If you have a friend, family member, or talented local student in photography class, ask them to shoot the space. You can thank them with a batch of home-baked goods or a nice bottle of wine (not for the student, of course!).

15. Market It Yourself Electronically

Be your own loudest cheerleader. Let your friends, family, and neighbors know your home is hitting the market. Share high-quality photos on your favorite social media feeds and encourage your network to spread the word.

  • But Be Honest: Never exaggerate your listing details. A while back, I went on a girls’ trip to Waco with some of my best friends and we rented an Airbnb. The pictures online were beautiful, and the house itself lived up to them perfectly. However, the description called the location a “revitalization neighborhood close to the Silos.” Let’s just say we did not feel comfortable walking to the Silos from that house! Keep your marketing glowing, but completely accurate.

Transition Smoother with ATFCU

Once your house hits the market and the offers start rolling in, you’ll be ready to take the next big step in your journey. Don’t navigate the buying process alone. Our local ATFCU Mortgage Team is right here in Abilene to help you secure a pre-approval, lock in a competitive rate, and ensure your transition into your next home is as stress-free and seamless as possible!

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