Don't carry rolls of cash.
We have better ways.
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Send & Receive Money with Zelle
Great for families and friends. Click here to learn more. -
Transfer Cash Between Financial Institutions
Make your own digital transfers without a wire fee. Click for instructions. -
Gift Cards
Available for $2.50 each at all lobby locations. No more worry about choosing the right color or size! -
Money Orders
Convenient and Traceable. Please see details below. -
Cashier's Checks
Best for large purchases. Keep scrolling for details. -
Wire Transfers
Quick transactions between financial institutions. By phone or in person. More information below.
Robbye B., member since 1986At Abilene Teachers you build relationships with the tellers, member service reps, and loan officers you deal with on a regular basis. It is like you become family and it is more than just a transaction.
Safer and easier than cash
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Best for members who:
Best for members who:
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Amount Available
Amount Available
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Traceability
Traceability
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Other Features
Other Features
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Cost
Cost
Money Orders
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Best for members who:
Need to make payments to several payees
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Amount Available
$1 to $1,000
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Traceability
Tracing done by member & Moneygram®
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Other Features
Checking account not required
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Cost
$1 each
Cashier's Check
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Best for members who:
Need to make a single large purchase
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Amount Available
Any amount
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Traceability
Tracing done by credit union
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Other Features
Enhanced security
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Cost
$2 each
Wire Transfers
Domestic and international wires available.
Use wire service when you need to quickly move money between financial institutions. Wires can be originated in person at any branch or by a phone call to our Contact Center at 325-677-2274. We’ll assist you to complete a wire agreement form and retain it for your further use.
- Available from 9 a.m. – 6 p.m. on weekdays. Check branch hours on our Locations and ATMs page
- The cut-off time for a same-day wire is 4 p.m.
- A physical address (rather than a PO box) is required for the wire recipient.
- Please contact our Member Accounting Center with questions .
- Domestic wire fee – $15
- International wire fee – $40
External Transfers
Cut the wires! This is a lower-cost way to quickly transfer funds between your ATFCU accounts and your accounts at other United States credit unions, banks and brokerages.
- Available in the ATFCU app and in desktop banking
- Available on weekdays that are not banking holidays
- Initial set-up requires 2-3 days. Once set-up is complete, most transfers move on a same-day basis
- No fee for transferring money into an ATFCU account
- $4.50 for transferring money from ATFCU to an external account
- Find complete instructions in our External Transfer blog post
Move Money FAQs
Yes, as a general rule. However the card will be declined if you attempt to use it at merchants in countries sanctioned by the US Treasury Department. You can find the current list at https://home.treasury.gov/policy-issues/financial-sanctions/sanctions-programs-and-country-information.
Yes. You can make one-time transfers or set up recurring transfers on a weekly, bi-weekly or monthly schedule.
- To make an international transfer
- To transfer to an account that you do not own
- To transfer quickly to an external account you haven’t already registered in digital banking. Initial set up takes 2-3 days.

There are many ways to send money to others. Make sure you’re not sending it to fraudsters.
You can use our robust digital banking platforms wherever and whenever you choose.