ATFCU blog

News, Events, Resources, Tools & Advice

boy holding credit card with concerned face

What is Credit Card Interest and How Does it Effect Me?

Several times a year, I have the privilege of presenting an Economic Reality Fair to high school seniors. For those that don’t know what a Reality Fair is, it is a hands-on simulation where students experience financial challenges they will face as they begin navigating life on their own in the “real world”.  The students get paired up to complete … Continue reading
Jigsaw puzzle illustrating how romance scams work

Online Romance or Heartbreaking Scam?

On September 10, 2024 the New York Times ran an article* about romance scams.  It described a ‘fraud farm’ in Southeast Asia that is set up for industrial-scale spamming and is controlled by an organized Chinese crime ring.  For 17 hours a day each fraudster trolls dating apps for fresh victims and celebrates loudly when someone is duped into sending … Continue reading
two pairs of legs hanging out a swimming pool

What to Buy and What to Skip in August

August is a big shopping season but not just for back-to-school supplies. What should you be buying and what should stay on the shelf until the prices come down? Check out my list of things to scoop up now at big savings and what you should wait a month or two to purchase. Spend wisely and save big! Continue reading
Clothes lined up on store rack

Spending Less

How is it that, whenever you need new clothes, they’re at their most expensive? Of course it’s not sale season when you’re desperately in need of an all-new summer wardrobe because you just experienced a random growth spurt and none of your clothes fit you anymore. Continue reading
dogs on a leash with overlay of learn from liz

Side Hustle

If you’ve got holes in your budget, a side hustle can fill them! Love animals? Well it just so happens to be National Professional Pet Sitter Week! Pet sitters and dog walkers are making great money these days! Plus, check out these other great ideas for a side hustle. There’s money out there … you just have to find it! Continue reading
girl paying with credit card

What to Buy and What to Skip in February

Where can you find great deals in February? What should wait until later in the year to buy? Some of these choices might surprise you! Continue reading
older man and woman looking at phone

5 Discounts for Boomers and some Gen X’ers

You might have grown up seeing your parents and grandparents getting a senior discount, and now it’s your turn! Find out how many places are offering a break for older shoppers! Before you open your wallet for anything, check for a senior discount! Continue reading
Girl looking a map

Turn Your Dream Vacation Into A Reality

Everyone has a dream vacation. For those with limited funds, though, the vision never gets a chance to become a reality. I'm here to help you change all that. Continue reading
dad on laptop with kids crawling over him

Financial Tips for Single Parents

As tough as budgeting is for couples, it’s even worse for single parents. You’ve got to keep your eye on all the balls simultaneously. As tight as your budget might be, squeeze out enough for a safety net account for financial emergencies. You can do this, it just takes planning! Continue reading