Alert 1 of 1
See all alerts
Branch Closure

Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day.  Enjoy the long weekend!

Notice

The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

What to Buy and What to Skip in February

girl paying with credit card

Are you looking to snag some bargain buys this month? We’ve got you covered! We’ve done the legwork so you don’t have to, researching items that get marked down in February, and those that’ll see steep discounts in the coming months so you’re better off putting them on hold for now.

Here’s what to buy and what to skip this February.

Buy: TVs

Whether you’re a diehard football fan or you are a binger of the latest streaming seasons or movies, you can pick up a fantastic deal on big-screen TVs in February. TVs tend to go on sale at the beginning of the year, but it’s not until the middle of February that home entertainment systems see their lowest prices. These sales often continue through President’s Day and may even run until the end of the month.

Skip: Flowers

Flowers might have their big day in the middle of February, but that doesn’t mean fresh blooms are discounted this month. In fact, you’re better off skipping the flowers in February and finding another way to show your sweetheart how much they mean to you.

Buy: Winter gear

In the world of retail, “Old Man Winter” is well on the way out when the calendar hits February. To make room for the spring stock, stores will generously mark down winter gear this month. You can snag a great deal on all kinds of winter stuff in February. Prices on sporting equipment, like skis and snowboards, can be slashed by up to 30%, while winter clothing may be discounted as much as 80%! You’ve still got a nice chunk of winter to enjoy the goods, or you can store them for next year’s cold-weather season. When my kids were little I took advantage of this for every season. We lived on a very tiny budget so finding these deals at Old Navy and other stores really saved us!

Skip: Electronics

Aside from TVs, you’ll want to skip pretty much all major electronic purchases this month. Computers, smartphones, gaming consoles and other electronic items are full price right now. You’re better off purchasing these items during Black Friday sales in November. If you can’t wait that long, you can also pick up great deals on electronics during “Christmas in July” events or Amazon Prime Days.

Buy: Furniture

You can pick up some beautiful new furniture at great prices during Presidents Day sales, which can run for a full week or two. Be sure to check out prices at several stores before splurging on a big-ticket item, since prices on furniture can vary tremendously between retailers.

Skip: Fitness equipment and gym memberships

Fitness equipment and gym memberships are usually at their lowest in January to attract the hordes of people seeking to get fit in the New Year. By February, these markdowns on workout gear and promotional offers on gym memberships are gone – and you likely won’t see them again until the warmer weather sets in and people take their workouts outside.

Buy: Tax software

Tax season is underway, and that means tax software companies are looking to attract customers with super specials on their products. Score a great price on tax software in February to make this tedious task super-easy and smooth. Also, don’t forget you can use TurboTax directly from our app or desktop banking platform.

Skip: Patio furniture

It’s tempting to upgrade your outdoor furniture as soon as a hint of warmer weather arrives, but February is only the start of the spring season. Prices will still be high and will only start to see discounts during Memorial Day sale events. For the best deals on outdoor furniture, wait until September, when retailers need to clear out the season’s inventory to make room for next year’s updated selection.

Buy: Jewelry

During the second half of February, prices on jewelry plunge up to 80%. You can snag a great deal on a beautiful ring, bracelet, necklace or pair of earrings during post-holiday sales. Hold onto your bargain-priced jewelry buys until Mother’s Day, your significant other’s birthday or your anniversary. They don’t have to know when you purchased it. And if any of my family or friends read this, please tell Juston to feel free to buy me all the diamonds he wants this month. Or maybe all the diamonds I want, because he probably doesn’t want any.

Related posts


frugal February challenge

Frugal February Challenge

Who doesn't love a good challenge? And if it means improving your finances, we think it's worth the work. February is the shortest month of the year so why not try a simple challenge to get your finances back on track now? You can do this! Continue reading
older man and woman looking at phone

5 Discounts for Boomers and some Gen X’ers

You might have grown up seeing your parents and grandparents getting a senior discount, and now it’s your turn! Find out how many places are offering a break for older shoppers! Before you open your wallet for anything, check for a senior discount! Continue reading
hotel and pool

6 Ways to Save on Your Summer Vacation

It’s time for summer fun, but your budget isn’t limitless. How do you pack lots of fun into your getaway and still save some money? It’s easier than you think! Be proactive in planning your vacation by saving up for it in advance. Continue reading