Alert 1 of 0
See all alerts
Branch Closure

Juneteenth Closings – Over the long weekend we will be improving concrete drainage at the Buffalo Gap drive through facility. At that location only, the ATM will close at 5:30 pm on June 18 and the drive through lanes will close at 6 pm.  They will remain closed until Monday, June 22 at 7:30 am.       All other ATFCU locations will be closed on Friday, June 19 and will resume normal weekend hours on Saturday, June 20.  Thank you for your understanding.

Branch Closure

Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day.  Enjoy the long weekend!

Notice

The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

Spending Less on Your Next Wardrobe Refresh

Clothes lined up on store rack

How is it that whenever you need new clothes, they’re at their most expensive? Of course it’s not sale season when you’re desperately in need of a wardrobe refresh—whether it’s kids growing overnight, a sudden lifestyle change, or finally hitting a personal wellness goal. Whatever the reason, you don’t have to pay full retail. Here is how to update your look without breaking your budget.

1. Automate Your Discounts

Before you hit the checkout button online, let technology do the digging for you. Instead of hunting down individual paper coupons, use free browser extensions or apps like Honey, Rakuten, or RetailMeNot to automatically apply promo codes and earn cash back. Also, don’t sleep on email or text sign-ups; most brands offer an instant 10% to 15% off just for joining their list.

2. Flip Your Old Clothes Online

Need to clear out space and fund your new wardrobe? Instead of spending a whole weekend organizing a physical yard sale, try digital consignment platforms. Apps like Poshmark, ThredUp, eBay, or even Facebook Marketplace let you list your gently used items right from your phone, reaching thousands of buyers who are looking for exactly what you’re clearing out.

3. Hunt the Racks at Resale Shops

Consignment boutiques and outlet malls offer incredible value without waiting for a holiday weekend sale. When shopping resale, a little eye for detail goes a long way. Take a moment to inspect garment construction: look for straight, even seams, matched patterns, and solidly stitched buttons. You might just find a high-end designer piece hidden on a thrift rack for a fraction of the original price.

4. Plan Your Strategy and Track Safely

The best way to save money is to stick to a clear plan. Set a firm wardrobe budget beforehand. Instead of carrying around physical cash, you can easily track your clothing fund by setting up a dedicated savings goal or monitoring your spending categories directly inside your mobile banking app. Keeping your budget digital makes it easy to stay accountable while keeping your money safe.

Related posts


dogs on a leash with overlay of learn from liz

Side Hustle

Looking for a way to build your savings faster? From pet sitting and yard work to digital freelancing and delivery apps, discover seven realistic side hustles you can start today to turn your spare time into extra pocket money. Continue reading
children in a classroom on laptops

Teach a Child to Save

Developing good saving habits at a young age creates a foundation for a lifetime. Involving our children with a savings plan and good money management skills prepare them for a solid future. Here's how ATFCU helps teach those foundational skills to the children in our service area. Continue reading
boy holding credit card with concerned face

What is Credit Card Interest and How Does it Effect Me?

Getting your first credit card is an exciting milestone, but without a clear strategy, it can become a gateway to long-term liability. Discover a practical guide to decoding credit card statements, learn the exact three-step formula used to calculate your daily interest fees, and explore how to leverage lower-rate credit union tools to protect your cash flow. Continue reading