ATFCU blog

News, Events, Resources, Tools & Advice

doctors mask lying on money

Beware of Stimulus and Tax Scams

This year is an absolute bonanza for scam artists, with tax filing season happening while stimulus checks are flowing out to almost every American. There’s so much government paper flying around that it’s easy for them to snare a few (or a few thousand) unwary victims. Don’t be one! Continue reading
older man and woman looking at phone

5 Discounts for Boomers and some Gen X’ers

You might have grown up seeing your parents and grandparents getting a senior discount, and now it’s your turn! Find out how many places are offering a break for older shoppers! Before you open your wallet for anything, check for a senior discount! Continue reading
man with phone in hand sitting with laptop

5 Tips for Preparing a Post-College Budget

One of the biggest tasks you’ll face as you start your post-college life is setting up a budget. If you haven’t lived on your own before, you won’t have a history of bills and expenses to use as a reference, so you’ll have to estimate. Allow room for some mistakes, and use a personal finance app to plan. Don’t forget to leave a bit of your budget for fun, so you don’t burn out just as you’re getting started! Continue reading
Girl biting a pencil in frustration

Is Debt Consolidation Right for Me?

If you’re stuck under a mountain of debt and making limited headway, debt consolidation might look like a great way out, and it can be! You can raise your credit score and simplify your life with one monthly payment; however, it doesn’t fix bad spending habits. You’ll have to guard against putting yourself back in the hole, and you might end up with a longer payment timeline. Continue reading
lady about to clean

Spring Clean Your Finances

Your closets and tool shed aren’t the only things that could use a good spring cleaning this year. How about taking a look at your finances, too? It’s not as much fun as cleaning out the attic and finding treasures, but think of all the treasure you’ll amass once you’re out of debt and you can afford vacations again! Continue reading
lady carrying blankets

Spring Cleaning

The sun is shining, the birds are chirping, the flowers are blooming — and your cluttered closets are calling. Time to roll up your sleeves and whip your home into shape...especially since it is National Cleaning Week and time for Spring Cleaning! We’ve got hacks to make it simpler, cheaper and better for the environment! Your home will be clean in no time! Continue reading
two boys making a big snowball

What’s the Best Way to Tackle Debt: Snowball or Avalanche Method?

Would you prefer an avalanche or a snowball? We’re talking about paying off your debt! In the snowball method, you pay off the smallest debt first, then move to the next smallest, etc. The avalanche method works the same way, but you take the debts in order of highest interest rate. Regardless of which option you choose, the point is to get started paying that debt off TODAY! Continue reading
picture of yorkie puppy

Scammers Know Everyone Wants a Cute New Fur Baby

If you’ve decided it’s time to welcome a new puppy or kitten into your home, you could fall victim to a pet scam. These usually happen online, where low prices will hide extra “fees” and expenses that will drive the price up, and the pet may not even exist. Continue reading
cup of coffee, pen, and stimulus package

What you need to know about the new stimulus bill

Whether you’re out of work, behind on your rent, struggling to make ends meet or fighting to keep your business open, there’s something in the new stimulus bill with your name on it. But, there are income restrictions on some pieces. Check out our article for all the details! Continue reading