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Branch Closure

Happy 250th Birthday, America!!  All credit union locations will be closed on Saturday, July 4 to celebrate Independence Day.  We will observe normal weekday hours on Friday, July 3 and Monday July 6.   Please remember to stay alert for text and phone scams over the holiday weekend.  ATFCU staff members will never ask you for your account number, your digital banking login or username, or your Social Security number.  If someone asks, it’s not us!  Learn more on the Current Happenings page.

Branch Closure

Juneteenth Closings – Over the long weekend we will be improving concrete drainage at the Buffalo Gap drive through facility. At that location only, the ATM will close at 5:30 pm on June 18 and the drive through lanes will close at 6 pm.  They will remain closed until Monday, June 22 at 7:30 am.       All other ATFCU locations will be closed on Friday, June 19 and will resume normal weekend hours on Saturday, June 20.  Thank you for your understanding.

Branch Closure

Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day.  Enjoy the long weekend!

Notice

The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

Budget Friendly Valentine’s Day

Man and woman hugging

Here’s how to enjoy a romantic evening with your partner without going into debt:

Work With a Budget

We know your partner means the world to you, but that doesn’t mean you need to spend the world proving it. Designate a budget for all your Valentine’s Day expenses — and stick to it!

Use a Sales App

You know that face-palming moment when you realize you paid full price for something you could have gotten for way cheaper?

Keep more of your money in your wallet by shopping for Valentine’s Day gifts with a sales app like ShopSavvy or PriceGrabber. The apps will help you compare prices at various retailers and score deals and coupons on gifts.

Save on Flowers

We know you found an amazing deal online for fresh roses, but don’t buy them. Flowers are not likely to last through the shipping and delivery process. Instead, look for great deals on long-lasting flowers by buying them at Sam’s Club or Aldi.

Bring Down Your Dinner Costs

Don’t break your budget on a romantic dinner for two.

First, rethink dining in. It doesn’t have to be boring or feel forced. You can lay down a blanket in front of the fireplace for a picnic-inspired experience or glam up another room for your delectable dinner for two.

If you and your partner have been counting down to a night out, save on restaurant costs by learning how to beat the psychological tricks at play in menu design:

  • Look left. Restaurant owners put the most profitable items on the menu in the right-hand corner — the spot most people look to automatically.
  • Say the price out loud. Notice the lack of dollar signs on the menu? It’s a trick to get you to spend more. Make the price real by saying it out loud.
  • Ignore the decoys. See that overpriced item on the menu? You need to UNSEE it. Restaurants place popular dishes near overpriced items to make diners believe they’re getting a great deal, but if you pay it no attention, you’ll beat them at their game.

Celebrate Late

If you dare, postpone your Valentine’s Day celebration by a day or two for steep savings. You’ll find Valentine’s Day candy on clearance, you won’t have to fight the crowds, and  restaurant prices will be back to normal.

 

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