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Branch Closure

Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day.  Enjoy the long weekend!

Notice

The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

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Gas & GAP 2026

Grab this Hot Summer Deal

Gas and GAP Are On Us!


If you’ve been waiting to finance or refinance a vehicle, it’s time to make your move.  In addition to our highly competitive interest rates, ATFCU is now offering two valuable bonuses.

Don’t wait – the Gas & Gap promotion ends on July 29, 2026.

We All Understand Cash. Learn More About GAP.


GAP stands for Guaranteed Asset Protection – coverage that protects your vehicle and your pocketbook. If your vehicle is stolen or totaled in an accident, GAP helps fill the difference between what your primary insurance will pay and what you still owe on the loan.  It’s a fantastic product and it’s free during this promotion.

Our GAP policies also offer deductible assistance.  That’s the Plus in the name.  This coverage is available when your vehicle is damaged in a wreck, but not totaled. If auto repairs cost more than your deductible, GAP Plus pays your deductible. That’s serious help in a serious situation.

Promotion Details to Know


This offer applies to new loans originated at Abilene Teachers FCU and to refinanced loans from an external lender.  Current ATFCU auto loans are ineligible.  The minimum loan value is $15,000.

To take advantage of the promotion, you’ll need to be an ATFCU member.  Joining the credit union is quick, easy and inexpensive.  Learn more on our membership page.

While we always love to see you in person, the entire loan process can be handled online or by phone. Please refer to the contact links at the bottom of this page.

Save even more because there are no application or refinance fees to worry about.

See Today's Auto Rates


New Auto Loans - Cars and Light Trucks

Model Year(s)

Loan Term

Interest Rates (APR*)

Model Year(s)

2026

Loan Term

1 - 84 months

Interest Rates (APR*)

3.95%* to 18.00%

Used Auto Loans - Cars and Light Trucks

Model Year

Loan Term

Interest Rates (APR*)

Model Year

2025

Loan Term

1 - 84 months

Interest Rates (APR*)

3.95%* to 18.00%

Model Year

2024

Loan Term

1 - 84 months

Interest Rates (APR*)

3.95%* to 18.00%

Model Year

2023

Loan Term

1 - 78 months

Interest Rates (APR*)

4.20%* to 18.00%

Model Year

2022

Loan Term

1 - 72 months 

Interest Rates (APR*)

4.30%* to 18.00%

Model Year

2021

Loan Term

1 - 66 months 

Interest Rates (APR*)

4.40%* to 18.00%

Model Year

2020

Loan Term

1 - 60 months 

Interest Rates (APR*)

4.50%* to 18.00%

Model Year

2019

Loan Term

1 - 54 months 

Interest Rates (APR*)

4.60%* to 18.00%

Model Year

2018

Loan Term

1 - 48 months

Interest Rates (APR*)

4.70%* to 18.00%

Model Year

2017

Loan Term

1 - 42 months

Interest Rates (APR*)

4.80%* to 18.00%

Model Year

2016

Loan Term

1 - 36 months

Interest Rates (APR*)

4.90%* to 18.00%

Model Year

2015 - 2007

Loan Term

1 - 36 months

Interest Rates (APR*)

7.35%* to 18.00%

Let's Put this Deal Together


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Call Us

325-668-7056 or 800-677-6770