
World Class Cards. Right Here at Home.
Great Cards with Local Support
Our rates are well below the national average and our friendly Abilene staff handles your questions. Take advantage of a card with numerous features, lower fees and a highly competitive interest rate.
Cardholders can control the cards as closely as they wish. The Card Management feature found within the ATFCU app and/or the online banking platform allows members to instantly turn cards on and off, view transactions, set alerts, set spending limits, and more.
In the app, Card Management is found by tapping the More icon on any screen. Members using desktop banking will find it on the ‘Additional Services’ menu.
Select the Card that Matches Your Needs
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Classic Credit Card
Our Classic card features a lower interest rate on purchases to keep your budget on target. In fact, our maximum interest rate of 18% is much lower than the national average* of 28.72%. This is the card that was mailed to ATFCU cardholders during the conversion process in April 2024. Apply Now.
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Rewards Credit Card
Are you looking to establish credit for the first time or work on improving your credit score? Our Savings Secured Credit Card is a smart and secure way to achieve your financial goals, featuring a fixed interest rate of 17.99%. Apply Now.
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Savings Secured Credit Card
Are you looking to establish credit for the first time or work on improving your credit score? Our Savings Secured Credit Card is a smart and secure way to achieve your financial goals, featuring a fixed interest rate of 17.99%. Apply Now or Learn More.
Credit Card Contact Information
During business hours, please call one of our our main phone numbers, 325-677-2274 or 800-677-6770 and ask to speak to the Card Processing Department.
On nights or weekends, the member service number is 888-999-7721.
See Today's Rates
Classic Card |
10.99% - 17.99% |
Rewards Card |
14.99% - 18.00% |
Savings Secured |
17.99% |
Calculators are Pre-Programmed for your questions
Disclosures
*as reported by Forbes Advisor during the week of May 7, 2025