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Credit Cards

World Class Cards. Right Here at Home.

Great Cards with Local Support


Our rates are well below the national average and our friendly Abilene staff handles your questions. Take advantage of a card with numerous features, lower fees and a highly competitive interest rate.

Cardholders can control the cards as closely as they wish.  The Card Management feature found within the ATFCU app and/or the online banking platform allows members to instantly turn cards on and off, view transactions, set alerts, set spending limits, and more.

In the app, Card Management is found by tapping the More icon on any screen.  Members using desktop banking will find it on the ‘Additional Services’ menu.

 

Select the Card that Matches Your Needs


  • ATFCU classic credit card features a green background and a silver stylized apple.

    Classic Credit Card

    Our Classic card features a lower interest rate on purchases to keep your budget on target. In fact, our maximum interest rate of 18% is much lower than the national average* of 28.72%. This is the card that was mailed to ATFCU cardholders during the conversion process in April 2024.  Apply Now.

  • ATFCU rewards credit card features a silver background and a green stylized apple.

    Rewards Credit Card

    Are you looking to establish credit for the first time or work on improving your credit score? Our Savings Secured Credit Card is a smart and secure way to achieve your financial goals, featuring a fixed interest rate of 17.99%.  Apply Now.

  • ATFCU classic credit card features a green background and a silver stylized apple.

    Savings Secured Credit Card

    Are you looking to establish credit for the first time or work on improving your credit score? Our Savings Secured Credit Card is a smart and secure way to achieve your financial goals, featuring a fixed interest rate of 17.99%.  Apply Now or Learn More.

Credit Card Contact Information


During business hours, please call one of our our main phone numbers, 325-677-2274 or 800-677-6770 and ask to speak to the Card Processing Department.

On nights or weekends, the member service number is 888-999-7721.

See Today's Rates


Credit Cards

Classic Card

10.99% - 17.99%

Rewards Card

14.99% - 18.00%

Savings Secured

17.99%

Calculators are Pre-Programmed for your questions


Disclosures

*as reported by Forbes Advisor during the week of May 7, 2025