Sign and decide. You choose how the loan is used.
Turn dreams into reality
Bring your plans to life. Personal loans require no collateral and are made using just your signature. They offer a lower interest rate than most credit cards and are a good fit for projects with a defined time frame.
Here are just a few examples of how members have used signature loans. Contact us today to talk about your plans.
-
Plan a Wedding or Quinceañera
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LASIK Surgery to Improve Vision
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Start a side business
See today’s rates
|
Loan Type |
Loan Term |
Interest Rates |
|---|---|---|
|
Loan Type Personal Signature Loan |
Loan Term 1-36 months |
Interest Rates 9.70*% to 17.99% |
|
Loan Type Personal Signature Loan |
Loan Term 37 - 48** months |
Interest Rates 10.70%* to 15.85% |
|
Loan Type Personal Signature Loan |
Loan Term 49 - 60** months |
Interest Rates 11.70%* to 13.85% |
Loan rate discounts are available on Signature loans
Skip-A-Payment program is available for signature loans
Signature Loan FAQs
Yes. Today would be a great day to JOIN the credit union!
Please bring at least your last 2 paycheck stubs or another form of income verification.
*Other documentation may be required upon review of the loan application.
We have several options available for submitting loan payments:
- In Person: you can see a teller to make a cash, check, or credit card cash advance payment
- By Mail: send a check or money order to:
Abilene Teachers FCU
PO Box 5706
Abilene, TX 79608 - By Phone: you can pay by credit card or check by phone by calling 325.677.2274. There is a $5 convenience fee.
- Online: by using your ATFCU online banking or mobile app you can
- Transfer funds from one of your ATFCU accounts to your loan
- Pay with a credit card ($4 convenience fee)
- Set up external loan payment with routing number and account number from another financial institution. There is no fee with this option and you can set up recurring payments.
Start your application today
Disclosures
All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.
APR = Annual Percentage Rate
*The rates shown reflect all available discounts. Discount information is referenced above. The lowest available base rate without discounts is 10.25% APR for personal signature loans.
**Loan terms of 37 to 60 months on personal signature loans are available to those meeting credit requirements.