Loan Discounts

Lower your monthly payment

More Affordable Loan Payments

Interested in keeping your monthly loan payment as low as possible? We have ways to make that happen. Your loan officer will assist you to determine which discounts might apply to your interest rate.

Discounts can be stacked - choose one or several

Loan Discounts
Product or Purchase	Discount
Product or Purchase An active checking account at ATFCU	Discount 0.10%
Product or Purchase A regularly scheduled direct deposit made to any of your ATFCU accounts	Discount 0.10%
Product or Purchase Purchase mechanical breakdown insurance on your car or light truck	Discount 0.20%
Product or Purchase Purchase GAP coverage for your auto, light truck, boat or RV loan	Discount 0.05%
Product or Purchase Purchase credit disability insurance	Discount 0.20%
Product or Purchase Purchase credit life insurance	Discount 0.10%

Discounts available

Active checking discount

Active checking discount
Regular direct deposit

Regular direct deposit
Breakdown Insurance Discount

Breakdown Insurance Discount
GAP Coverage Discount

GAP Coverage Discount
Credit Disability Discount

Credit Disability Discount
Credit Life Insurance

Credit Life Insurance

Auto/Light Truck

Active checking discount
Regular direct deposit
Breakdown Insurance Discount
GAP Coverage Discount
Credit Disability Discount
Credit Life Insurance

Other Vehicles

Active checking discount
Regular direct deposit
Breakdown Insurance Discount

Not available
GAP Coverage Discount
Credit Disability Discount
Credit Life Insurance

Personal Loans*

Active checking discount
Regular direct deposit
Breakdown Insurance Discount

Not available
GAP Coverage Discount

Not available
Credit Disability Discount
Credit Life Insurance

Visualize your choices

Our interactive calculators let you see a variety of loan payment options.

See all calculators

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You’ve seen the discounts. Now it's time to apply.

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Find a Location Near You

Text us

(325) 677-2274

Call us

(325) 677-2274 or (800) 677-6770

Disclosures

All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.

APR = Annual Percentage Rate

*Loan discounts are not available on share secured, certificate secured and line of credit loans.