Beware of Stimulus and Tax Scams

doctors mask lying on money

Today is usually National Tax Day so I wanted to remind everyone of some of the scams out there.  Most people getting another stimulus check have already received it but if not this applies for them as well.  Scammers couldn’t be happier that they have the potential to scam you out of both your stimulus and tax refund. The IRS is warning of a surge in scams as the tax agency continues processing tax returns and distributing stimulus payments to eligible adults.

Here’s all you need to know about the latest round of scams:

How the scams play out

In the most recent IRS-related scams, crooks will con victims into filing phony tax returns, steal tax refunds or stimulus payments, or impersonate the IRS and get victims to sign documents or share personal information. The scams are pulled off by email, text message or phone.

If you get a suspicious phone call, text message or email allegedly from the IRS, do not engage. Block the number on your phone and mark the email as spam.

What you need to know

The IRS will never make contact by phone or email. If there’s an issue with your taxes or stimulus payment, the agency will communicate by snail mail first.
There is no “processing fee” to be paid before you can get your stimulus payment or tax refund.
The IRS is not sending out text messages about stimulus payments.
There is no need to take any action to receive your stimulus payment. Likewise, aside from filing your tax return, there’s nothing you need to do to get your tax refund.

If you are a victim

If you are the victim of identity theft related to taxes or stimulus payments, there are steps you can take to mitigate the loss.

First, report it. If a fraudulent tax return was filed in your name, the IRS will mail you a Letter 4883C or 6330C to verify your identity. You may also need to call the toll-free number provided on the letter and visit an IRS Taxpayer Assistance Center . After reporting the fraud, you’ll likely need to file a paper tax return. Complete an Identity Theft Affidavit and attach it to the back of your paper return.

If you’ve mistakenly shared your information with a scammer and they’ve stolen your stimulus check, you will likewise need to let the IRS know. Visit for a personal recovery plan.

Stay safe!

Related posts

black Friday sign and a clock

4 Scams to Watch Out for This Black Friday

Thanks to supply chain issues, Black Friday will be a little different this year, but the scammers will still be around every corner. Find out how to spot them and steer clear. Stay Safe and Happy Holidays! Continue reading
man on cell phone

You Might Be Talking to a Tax Scammer

Every year, tax scams come out of the woodwork. If a caller or email says that you have to buy any kind of prepaid card to settle a tax debt or resolve identity theft, you’re getting scammed. If you think you’ve been a target of a tax scam, fight back by contacting the IRS, FTC or Social Security Administration. Stay safe this tax season. Continue reading
black and white silhouettes of people dancing

There’s Nothing Funny or Romantic about a RomCon

I love a good RomCom just like so many others but a RomCON is not something I want to experience. If this new online relationship seems too good to be true, it probably is. Please read to see if you may have fallen victim to these online casanovas/femme fatales who know just what to say to get you to fall for them and their schemes. Continue reading