
Saving Will Give You Both Roots and Wings
Savings with benefits
Credit unions are not-for-profit financial institutions owned by their members, rather than by shareholders. Opening a savings account at Abilene Teachers Federal Credit Union establishes your membership.
You Set the Goal & We'll Help You Get There
-
You're an Owner!
When you open a standard Savings Account you become a member of the credit union. Pretty good deal for a $25 deposit. -
No Monthly Fees
You save and we'll help. No annoying monthly or minimum balance fees to slow your progress. -
Overdraft Transfer
Mistakes happen. Set up overdraft transfer from your savings to your checking account. No fee. No kidding.
Why Save?
Saving for the future is the #1 piece of financial advice. We hear it so often that we’ve stopped paying attention. Bottom line, savings will cushion you from life’s obstacles and can make dreams come true. Which of these reasons speaks loudest to you?
-
Basic Savings - Establish Your Foundation
Build you savings and you’ll have options when you need them. Consider this your emergency fund and pay yourself first. Your future self will be grateful! Dividends on your account are paid quarterly.
-
Special Savings - Spread Your Wings
Open special savings accounts (up to ten) when you’re saving for a specific purpose such as Christmas gifts, travel or college expenses. Automated transfers are available to subdivide your paycheck on a recurring basis.
See Today's Rates
Balance |
Min. to Open |
Rate |
APY* |
---|---|---|---|
Balance Savings with Balance of $25 - $100 |
Min. to Open $25.00 |
Rate 0.45% |
APY* 0.45% |
Balance Savings with Balance of $100 - $1,000 |
Min. to Open $25.00 |
Rate 0.55% |
APY* 0.55% |
Balance Savings with Balance of $1,000+ |
Min. to Open $25.00 |
Rate 0.65% |
APY* 0.65% |

April S., Member since 2011I became a member of the credit union when my husband and I joined accounts. I came from a large corporate bank, and the difference was a breath of fresh air! I’ve always felt welcomed and ‘a part of the family’ when I complete transactions at the credit union. They have helped us through everyday transactions, fraudulent transactions, auto loans and personal loan advice. I always advise people to go to Abilene Teachers!
Savings Calculators
Frequently Asked Questions
Yes! Your accounts with us are federally insured to at least $250,000 by the National Credit Union Association (NCUA).
- $25 initial deposit
- Your Social Security card or a clear photocopy
- Government Issued Photo ID
- Physical address must match ID. If it does not, please be prepared to furnish proof of address.
Yes! You may open Special Savings accounts when you would like to keep your savings separate for something…you know, very important!
From Our Blog

What to Do with Your First Paycheck

Taking Steps Toward Financial Improvement for the New Year
Start Saving for Your Future Today
(325) 677-2274
(800) 677-6770
Disclosures
Dividends accrue daily and are paid quarterly
Dividend rate is based upon account balance. Please see our Rates page for details.
In compliance with the 2001 Patriot Act we will verify your identity when opening an account. Please remember to bring your Social Security card along with your driver’s license, United States passport or state ID card.