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Savings Accounts

Saving Will Give You Both Roots and Wings

Savings with benefits

Credit unions are not-for-profit financial institutions owned by their members, rather than by shareholders. Opening a savings account at Abilene Teachers Federal Credit Union establishes your membership.

You Set the Goal & We'll Help You Get There

  • You're an Owner!

    When you open a standard Savings Account you become a member of the credit union. Pretty good deal for a $25 deposit.
  • No Monthly Fees

    You save and we'll help. No annoying monthly or minimum balance fees to slow your progress.
  • Overdraft Transfer

    Mistakes happen. Set up overdraft transfer from your savings to your checking account. No fee. No kidding.

Why Save?

Saving for the future is the #1 piece of financial advice.  We hear it so often that we’ve stopped paying attention.  Bottom line, savings will cushion you from life’s obstacles and can make dreams come true.  Which of these reasons speaks loudest to you?

  • Young couple studying bills and budget

    Basic Savings - Establish Your Foundation

    Build you savings and you’ll have options when you need them. Consider this your emergency fund and pay yourself first.  Your future self will be grateful!  Dividends on your account are paid quarterly.

  • Young family Christmas shopping

    Special Savings - Spread Your Wings

    Open special savings accounts (up to ten) when you’re saving for a specific purpose such as Christmas gifts, travel or college expenses.  Automated transfers are available to subdivide your paycheck on a recurring basis.

See Today's Rates

April Santiago

I became a member of the credit union when my husband and I joined accounts. I came from a large corporate bank, and the difference was a breath of fresh air!  I’ve always felt welcomed and ‘a part of the family’ when I complete transactions at the credit union. They have helped us through everyday transactions, fraudulent transactions, auto loans and personal loan advice. I always advise people to go to Abilene Teachers!

April S., Member since 2011

Savings Calculators

Frequently Asked Questions

Yes! Your accounts with us are federally insured to at least $250,000 by the National Credit Union Association (NCUA).

  • $25 initial deposit
  • Your Social Security card or a clear photocopy
  • Government Issued Photo ID
  • Physical address must match ID. If it does not, please be prepared to furnish proof of address.

Yes! You may open Special Savings accounts when you would like to keep your savings separate for something…you know, very important!

From Our Blog

Three women at table discussing results

What to Do with Your First Paycheck

You just got your first real paycheck! Before you book that flight to Vegas, though, it’s time to get real with how you’ll spend it. Start socking away money for your emergency fund (3-6 months’ worth of expenses) and put some in your savings account at ATFCU. Continue reading

Start Saving for Your Future Today

Open an Account in Person
Find a location near you
Open an Account Online
Get Started
Call Us

(325) 677-2274
(800) 677-6770


Dividends accrue daily and are paid quarterly
Dividend rate is based upon account balance. Please see our Rates page for details.

In compliance with the 2001 Patriot Act we will verify your identity when opening an account. Please remember to bring your Social Security card along with your driver’s license, United States passport or state ID card.