military man at computer
Move Money

No need to carry rolls of cash. We have better ways.

  • Money Orders

    Convenient and traceable
  • Cashier’s Checks

    Best for large purchases
  • Wire Transfers

    Quick transactions between financial institutions
  • Member to Member Transfers

    Great for families and friends. No charge.
  • External Transfers

    Cut the wires! Make your own digital transfers to your accounts at external banks.
  • Zelle Instant Payments to Others

    Coming in 2021! Watch this space for details.
Photo of K Tigran

Amazing credit union. It stays open during the pandemic while keeping everything clean, and some of the other banks simply shut down. The staff is always friendly and professional, they treat their members well. Highly recommend!

Tigran K., member since 2020

Safer and easier than cash

  • Best for members who:

    Best for members who:

  • Amount Available

    Amount Available

  • Traceability

    Traceability

  • Other Features

    Other Features

  • Cost

    Cost

Money Orders

  • Best for members who:

    Need to make payments to several payees

  • Amount Available

    $1 to $1,000

  • Traceability

    Tracing done by member & Moneygram®

  • Other Features

    Checking account not required

  • Cost

    $1 each

Cashiers Checks

  • Best for members who:

    Need to make a single large purchase

  • Amount Available

    Any amount

  • Traceability

    Tracing done by credit union

  • Other Features

    Enhanced security

  • Cost

    $2 each

Wire Transfers


Domestic and international wires available.

Use wire service when you need to quickly move money between financial institutions. Please visit our main branch, 3849 Antilley Road to originate a wire. Use these guidelines to streamline the process.

  • Available from 9 a.m. – 5 p.m. on weekdays
  • The cut-off time for a same-day transfer is 3:30 p.m.
  • A physical address (rather than a PO box) is required for the wire recipient
  • With proper authorization, wire transfers can be made by phone.
  • Please contact our Accounting Department for details.
  • Domestic wire fee – $15
  • International wire fee – $40
woman and child at desk

Member to Member Transfers


Use your mobile device or desktop computer to instantly transfer money to any ATFCU member. It’s a great way to easily send money to family members in college.

  • For first time transfers, you’ll need the last name, member number, and account suffix for the member to whom you are sending money.
  • Find complete instructions in our Member to Member Transfer blog post
sending money to friends

External Transfers


Cut the wires! This is a lower-cost way to quickly transfer funds between your ATFCU accounts and your accounts at other United States credit unions, banks and brokerages.

  • Available in the ATFCU app and in desktop banking
  • Available on weekdays that are not banking holidays
  • Initial set-up requires 2-3 days. Once set-up is complete, most transfers move on a same-day basis
  • No fee for transferring money into an ATFCU account
  • $4.50 for transferring money from ATFCU to an external account
  • Find complete instructions in our External Transfer blog post
woman using laptop to bank from home

Zelle Person-to-Person Transfers


Arriving in 2021!

Person to person transfers are great for paying the babysitter, splitting a lunch bill, sending a cash gift and many other scenarios. ATFCU is pleased to introduce this service in the Big Country. We’ll post details in this space when they are available.

Move Money FAQs

It’s a piece of information that identifies the exact account.  For example, checking, savings, auto loan, etc.

The transfer recipient can find that number in two places

  • In the mobile app, the suffix is found next to the account name on the Accounts page. It is the number to the right of the dash. 
  • In online banking, the suffix is found on the My Accounts section of the landing page. It is the number to the right of the dash.

Yes. You can make one-time transfers or set up recurring transfers on a weekly, bi-weekly or monthly schedule.

  1. To make an international transfer
  2. To transfer to an account that you do not own
  3. To transfer quickly to an external account you haven’t already registered  in digital banking. Initial set up takes 2-3 days.

Need more information about moving money?

Visit your nearest branch