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Move Money

No need to carry rolls of cash. We have better ways.

  • Money Orders

    Convenient and traceable
  • Cashier’s Checks

    Best for large purchases
  • Wire Transfers

    Quick transactions between financial institutions
  • Member to Member Transfers

    Great for families and friends. No charge.
  • External Transfers

    Cut the wires! Make your own digital transfers to your accounts at external banks.
  • Gift & Reloadable Cards

    Great alternatives to cash! Click to learn more.
Headshot of Robbye Benningfield

At Abilene Teachers you build relationships with the tellers, member service reps, and loan officers you deal with on a regular basis. It is like you become family and it is more than just a transaction.

Robbye B., member since 1986

Safer and easier than cash

  • Best for members who:

    Best for members who:

  • Amount Available

    Amount Available

  • Traceability


  • Other Features

    Other Features

  • Cost


Money Orders

  • Best for members who:

    Need to make payments to several payees

  • Amount Available

    $1 to $1,000

  • Traceability

    Tracing done by member & Moneygram®

  • Other Features

    Checking account not required

  • Cost

    $1 each

Cashiers Checks

  • Best for members who:

    Need to make a single large purchase

  • Amount Available

    Any amount

  • Traceability

    Tracing done by credit union

  • Other Features

    Enhanced security

  • Cost

    $2 each

Wire Transfers

Domestic and international wires available.

Use wire service when you need to quickly move money between financial institutions. Please visit our main branch, 3849 Antilley Road to originate a wire. Use these guidelines to streamline the process.

  • Available from 9 a.m. – 5 p.m. on weekdays
  • The cut-off time for a same-day transfer is 4:00 p.m.
  • A physical address (rather than a PO box) is required for the wire recipient
  • With proper authorization, wire transfers can be made by phone.
  • Please contact our Accounting Department for details.
  • Domestic wire fee – $15
  • International wire fee – $40
woman and child at desk

Member to Member Transfers

Use your mobile device or desktop computer to instantly transfer money to any ATFCU member. It’s a great way to easily send money to family members in college or another part of the country.  Give us a call during business hours for instructions.

The member to member transfer feature is available in our app and in desktop banking. You’ll need to following to complete the transfer:

  • Receiving member’s name
  • Receiving member’s account number
  • Sufficient funds in your account to make the transfer



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External Transfers

Cut the wires! This is a lower-cost way to quickly transfer funds between your ATFCU accounts and your accounts at other United States credit unions, banks and brokerages.

  • Available in the ATFCU app and in desktop banking
  • Available on weekdays that are not banking holidays
  • Initial set-up requires 2-3 days. Once set-up is complete, most transfers move on a same-day basis
  • No fee for transferring money into an ATFCU account
  • $4.50 for transferring money from ATFCU to an external account
  • Find complete instructions in our External Transfer blog post
woman using laptop to bank from home

Move Money FAQs

Yes, as a general rule.  However the card will be declined if you attempt to use it at merchants in countries sanctioned by the US Treasury Department.  You can find the current list at

Yes. You can make one-time transfers or set up recurring transfers on a weekly, bi-weekly or monthly schedule.

  1. To make an international transfer
  2. To transfer to an account that you do not own
  3. To transfer quickly to an external account you haven’t already registered  in digital banking. Initial set up takes 2-3 days.

Need more information about moving money?

Visit your nearest branch