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• In general, a higher credit score will decrease your interest rate. Your credit report is a record of your credit history and includes information about your history of bill payment and the amount owed to creditors.
• There are several Discounts Available to reduce the interest rate on your loan.

For more information on improving your credit score, please visit the ATFCU Blog.

If you find a discrepancy on your credit report, there is a great article on Credit Karma’s website with instructions on how to dispute the incorrect information.

How to dispute an error on your credit report

Experian