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Fraud Alert

Vital Scam Alert – Do not reply to text messages (or possibly phone calls) warning you of multiple fraudulent charges in your ATFCU account. If you respond, the scammer states that he/she works for the ATFCU Fraud Department and gains your trust by accurately quoting a Social Security number associated with the account.  Then he/she requests your online banking User Name.  This question is the “tell” that reveals the scam.  Immediately disconnect.  Learn more.

Notice

Free Shred Day on Tuesday, June 16.  Gather up outdated financial documents, bring them to the June 16 Shred Day and watch while they are securely destroyed.  Shredding Services of Texas will be onsite from 8:30 am until 12:30 pm at the Antilley Street branch to provide immediate document destruction.  This event is designed for individuals, as opposed to businesses or organizations. ... Read more

Branch Closure

Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day.  Enjoy the long weekend!

Notice

The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

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Additional Loan Options

Need more loan choices?
We’ve got you covered.

Loan Option FAQs


  • In general, a higher credit score will decrease your interest rate. Your credit report is a record of your credit history and includes information about your history of bill payment and the amount owed to creditors.
  • There are several Discounts Available to reduce the interest rate on your loan.

For more information on improving your credit score, please visit the ATFCU Blog.

If you find a discrepancy on your credit report, there is a great article on Credit Karma’s website with instructions on how to dispute the incorrect information.

How to dispute an error on your credit report

Experian

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As always, ATFCU took great care of our family and with what has to be the EASIEST and least stressful vehicle purchase we’ve ever had!!! Thanks for always going above and beyond to do the best job possible!!!

Francesca B., member since 2007

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