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Branch Closure

Happy 250th Birthday, America!!  All credit union locations will be closed on Saturday, July 4 to celebrate Independence Day.  We will observe normal weekday hours on Friday, July 3 and Monday July 6.   Please remember to stay alert for text and phone scams over the holiday weekend.  ATFCU staff members will never ask you for your account number, your digital banking login or username, or your Social Security number.  If someone asks, it’s not us!  Learn more on the Current Happenings page.

Branch Closure

Juneteenth Closings – Over the long weekend we will be improving concrete drainage at the Buffalo Gap drive through facility. At that location only, the ATM will close at 5:30 pm on June 18 and the drive through lanes will close at 6 pm.  They will remain closed until Monday, June 22 at 7:30 am.       All other ATFCU locations will be closed on Friday, June 19 and will resume normal weekend hours on Saturday, June 20.  Thank you for your understanding.

Branch Closure

Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day.  Enjoy the long weekend!

Notice

The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

Experience Valentine’s Day on a Budget

a couple sitting outside in the woods smiling

Celebrate your significant other without breaking your budget by using these simple, thoughtful dating hacks:

Dine In

Restaurants frequently up their prices when the whole world is trying to go out to eat at the exact same time, so you’ll likely be paying a premium just because it’s February 14. Instead of shelling out big bucks for a crowded dining room, cook up a gourmet meal together at home. Dim the lights, put on some soft music, and set a romantic ambiance with candlelight!

Explore the Great Outdoors

It may be crisp out, but you can still spend some uninterrupted, shared quality time together outdoors. Bundle up, fill a travel mug with hot cocoa, and take a refreshing walk under the West Texas stars.

Laugh It Out

Laughter is an incredible way to bond. You can stream a comedy special or a funny movie right from your couch for a lighthearted, cozy night in.

Hit the Gym

Gym memberships and day passes usually see promotional pricing in February when the initial rush of New Year’s resolutions begins to cool down. If you both love staying active, a shared workout or a partner yoga session can be a great bonding experience that’s good for your health and your wallet, too.

Get Cultured Locally

Give your dating life a refreshing twist by exploring a local museum! Abilene has an incredible lineup of unique cultural attractions right in our backyard:

If you don’t mind a beautiful short drive out of town, you can also head down to Cross Plains to check out Woody’s Classic Cars & Baseball Museum. Studying unique works of art or historical artifacts makes for fabulous, meaningful conversation.

Gift a Thoughtful Gesture

Everyone has a guilty pleasure they can’t get enough of. Give your partner a personalized indulgence fest for a truly thoughtful gift. If your significant other loves waking up to a huge stack of pancakes, surprise them with their dream breakfast-in-bed. If they love a specific sweet treat, fill a funky, decorative glass jar with their favorite candies.

You can also offer to take over a household chore you know your partner absolutely loathes. Decorate a small piece of cardstock and write up a custom “coupon” that gifts them with four loads of laundry—completely washed, dried, and folded away. It won’t cost you a dime, and it’s a genuine act of service that is sure to put a smile on their face.

Save on the Flowers

We know you found an amazing-looking deal online for a bouquet of fresh roses, but think twice before clicking buy. Mail-order flowers rarely look like the pictures after sitting in a delivery truck, and the shipping fees around February 14 are astronomical. Instead, look for incredible deals on fresh, long-lasting flowers right here in town by checking out the floral departments at Sam’s Club, HEB, or Market Street. You’ll get better quality for a fraction of the price!

Relive Your Favorite Memories

Instead of expensive jewelry or gadgets, take a walk down memory lane by making a personalized memory box. Find a neat container and fill it with physical mementos you have saved up over your months or years of dating—concert tickets, old photos, or notes. Grab a tub of ice cream, open the box, and spend a wonderful evening reliving some of your favorite shared milestones.

Catch a Movie Matinee

Instead of paying peak evening prices for movie tickets, see a feature film during a daytime matinee to save a bundle on admission. Theaters are also significantly less crowded during the afternoon, making for a much more relaxed experience all around.

For a truly classic movie date night, be sure to check the schedule at the historic Paramount Theatre in downtown Abilene. They frequently feature classic romantic comedies on the big screen around mid-February!

Beat the Restaurant Menu Tricks

If you and your partner do decide on a special night out on the town, you can outsmart the psychological tricks hidden in modern menu designs to keep your bill in check:

  • Look to the left: Restaurant layouts often place their highest-markup items in the top right-hand corner because that is where the human eye naturally glances first. Force yourself to scan the left side of the page for hidden, budget-friendly gems.
  • Say the price out loud: Notice how upscale menus completely remove the dollar signs ($) next to the items? It’s a proven psychological trick designed to distance you from the feeling of spending real cash. Make the price real by saying it out loud to your partner: “The salmon is twenty-eight dollars.”
  • Ignore the decoys: Restaurants often place an incredibly overpriced item right at the top of a section. They don’t actually expect many people to buy it; it’s a “decoy” meant to make the slightly less expensive items around it look like an amazing bargain.

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