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The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Branch Closure

Happy 2026!  All ATFCU locations will close at 3 pm on New Year’s Eve and remain closed on New Year’s Day.  Normal hours will resume on Friday, January 2. ... Read more

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

Budgeting

News, Events, Resources, Tools & Advice

man putting hundred dollar bills in breast pocket

12 Steps to Financial Wellness – Step 7: How to Pay Yourself First

One of the truest secrets to financial wellness is paying yourself first. This means setting aside money for emergency funds and short- and long-term savings goals. Keep an eye on your spending, and trim where you can to make faster progress. As you go along, check in periodically to make sure you’re making the progress you want. Continue reading
two hands clasped together

12 Steps to Financial Wellness – Step 6: Pay it Forward

When you’re getting your own financial house in order, don’t forget to pay it forward, too! Helping those in your community who are in financial, medical or emotional distress helps the whole community, and everyone benefits. Plus, it just flat makes you feel good! Continue reading
man and woman relaxing on couch

12 Steps to Financial Wellness – Step 5: Practice Mindful Spending

Do you indulge in retail therapy? If so, it's time to look into mindful spending. Instead of making buying an automatic action, actually stop and think every time you spend. Hold each purchase up to the light of good financial sense and you'll find yourself spending less! Continue reading
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How to Create a Budget in 6 Easy Steps

Making a budget is the most basic, but in some ways the most difficult, step toward financial security. We’ve got a simple six-step process to make it easy! Continue reading
Budget Bootcamp Materials

Budget Bootcamp

Rosemarie Groner and her husband found themselves $30K in debt with their finances in disarray, and managed to turn it all around thanks to her self-developed 90 Day Budget Bootcamp. For those struggling with how to make a budget and stick to it, her blog is a wealth of information. Check it out! Continue reading
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Taking Steps Toward Financial Improvement

This year, how about getting your finances in shape? We have steps to help with just that! Continue reading
husband and wife budgeting at table

12 Steps to Financial Wellness – Step 4: Have the Money Talk with Your Partner

We’ve all heard that money issues are one of the leading causes of divorces and breakups, but avoiding the topic isn’t going to make it go away! Set a time for the discussion and be sure to listen rather than going in with preconceived ideas. Try to find a shared money vision, and be open about who pays what bills. You can do hard things. Continue reading
husband, wife, and child looking in frustration at bills

12 Steps to Financial Wellness – Step 3: Pay Down Debt

If you're buried under a pile of debt, it can seem like paying it all down will take forever. It won't, especially if you strategize! We've got tips to help you pay down your debt and live financially free. Continue reading
notebook, calculator, piggy bank and pen sitting on table

12 Steps to Financial Wellness – Step 2: Creating a Budget

Creating a budget is one of the most vital parts of financial wellness, and it’s actually one of the simplest. As long as you keep paying attention as the month goes along and tracking your expenses, you’ll do great! Continue reading