Author: Kyle Fillo

News, Events, Resources, Tools & Advice

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Fighting Identity Theft

Equifax, America's largest credit reporting agency, reported an enormous data breach in September 2017. More than 143 million Americans had their personal data compromised. Stolen information included names, addresses, birth dates, Social Security numbers, and, in some cases, driver's license numbers. Continue reading
Atm Safety Tips graphic

ATM Safety Tips

Using an ATM has become a routine event for most consumers. The familiarity of the task can cause people to lose the sense of caution that normally accompanies handling cash. Take a look at this blog post for some tips to keep you and your information safe. Continue reading
Young family

The World of Marriage, Kids and Money

If you’re a young parent drowning in debt, or anyone else trying to navigate rough financial waters, check out Andy Hill’s Marriage, Kids and Money blog, podcast and online platforms. He focuses on achieving financial wellness while raising a family, and his advice is relatable to anyone. Continue reading
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How to Negotiate Salary for Your First Job

A critical part of your job search is salary negotiation, but if you’re new to the job market you might be feeling intimidated. Be sure you pick the right time, do your research and find out a benchmark for your salary offer, and research the company. Look at the full scope of the offer and practice negotiating with friends. Continue reading
Group of counterfeit $100 bills

8 Ways to Spot a Counterfeit Bill

As printers and software have gotten more sophisticated, counterfeit money has gotten harder to spot. Check out this blog post for ways to determine if the bill you were just given is legit. If you’re passed a fake bill, get info about the passer, keep the bill safe and call the police. Continue reading
Budget Bootcamp Materials

Budget Bootcamp

Rosemarie Groner and her husband found themselves $30K in debt with their finances in disarray, and managed to turn it all around thanks to her self-developed 90 Day Budget Bootcamp. For those struggling with how to make a budget and stick to it, her blog is a wealth of information. Check it out! Continue reading
Dad Teaching Daughter About Saving

Teaching Children About Money

Part of bringing up children today is giving them all the tools they need to survive and do well in the world and environment in which they live. That means helping them understand the value of and the concepts of earning, using, saving and investing money. Continue reading
Luxury cars at dealership

Is 0% Financing Too Good to be True?

Automakers feeling the pinch are offering 0% loans to get you into the showroom (or the website). But is that offer a good deal? Before you jump on the offer, call ATFCU and get your rate and the amount for which you can get financed, then take a look at the carmaker’s 0% offer and see which one works for you! Continue reading
Teen writing in notebook

SAT Essays

The first section on the SAT is always the essay. Writing a decent essay in under 25 minutes while still rubbing the sleep from your eyes may seem like an impossible feat; however, don’t despair. Just a few simple steps will surely help improve your “first thing in the morning” essay. Continue reading