Author: Kyle Fillo
News, Events, Resources, Tools & Advice
How to Spot a Counterfeit Bill
Counterfeiting methods may change, but the U.S. Treasury's advanced security layers make authentic currency impossible to accurately clone. Discover a practical field guide to verifying real paper money using the touch, light, and tilt methods—including the exact color codes of UV light testing—and learn the correct protocol to follow if you are passed a suspicious note. Continue reading
Fighting Identity Theft
Data breaches are a permanent fixture of our digital economy, but you don't need a massive budget to keep your identity completely secure. From deploying zero-cost credit freezes and utilizing real-time mobile card switches to setting up a custom verbal passcode with ATFCU, discover the ultimate tactical manual to insulate your hard-earned assets. Continue reading
ATM Safety Tips
The routine familiarity of using an ATM can easily dull your natural instincts, but cash transactions require constant vigilance. Discover a practical, phase-by-phase safety manual to audit terminals for physical skimming devices, protect your personal boundaries during night visits, and learn how to use mobile card switches to neutralize digital fraud entirely. Continue reading
Pay Your ATFCU Loan Electronically
Keeping your credit union loans perfectly balanced shouldn't require manual branch line visits or costly wire hopscotch. Discover our complete step-by-step how-to guide to securely pay your ATFCU loans online or in the mobile app using external bank accounts or debit cards, learn our daily 4:00 PM Central processing cutoffs, and save on transaction fees. Continue reading
Mobile Check Deposit
Skip the branch trip and manage your deposits on your own schedule. Discover the step-by-step how-to guide for using ATFCU's multi-check mobile deposit feature, learn the proper physical endorsement phrase required to clear security filters, and review our updated weekday and Saturday processing cut-off windows. Continue reading
Saving on Home Renovations
Dreaming of a home makeover but feeling sticker-shock from contractors? From modern cosmetic refreshes to clever structural hacks like solar light tubes, you can shave thousands of dollars off your construction bills. Check out our 7 smart ways to maximize your renovation budget without sacrificing style. Continue reading
Adulting 101: What to Do with Your First Real Paycheck
Just landed your first post-grad job? Before you spend that entire first direct deposit, discover five smart, automated habits to structure your new budget, secure a starter emergency fund, claim free retirement match money, and build lasting financial independence. Continue reading
How to Negotiate Salary for Your First Job
Walking into your very first salary negotiation can be intimidating. From timing your counter-offer perfectly to researching regional market data and evaluating hidden workplace benefits, discover how to claim your true financial worth with confidence. Continue reading
How Much Money Should I Keep in My Checking Account?
Is your checking account overstuffed or cutting it too close? Discover the financial sweet spot for your daily balance, why keeping too much cash in checking poses a security risk, and a smart two-account budgeting hack to streamline your monthly bills. Continue reading