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Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

The Buffalo Gap Road Branch Is Open!  We’re excited to welcome members to our repaved and remodeled office.

Weather Alert

The credit union is open today for normally scheduled hours, though our staffing is minimal.  We urge our members to stay safe and take advantage of our convenient mobile and online digital banking services.

Notice

January 27 at 8:30 – We thawed the pipes at our EN 10th Street branch and the lobby will be open today from 10 – 6.  The drive thru lanes are already in operation.  Stay safe on the roads!

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Branch Closure

In observation of Martin Luther King Day, all ATFCU locations will be closed on Monday, January 19.  Learn how a Monday banking holiday might affect your expected transactions.

Branch Closure

Happy 2026!  All ATFCU locations will close at 3 pm on New Year’s Eve and remain closed on New Year’s Day.  Normal hours will resume on Friday, January 2. ... Read more

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

horse rider near trailer
Motorcycles, Jet Skis, ATVs & Trailers

Choose the road less traveled

Apply Today

If it drives or floats, Abilene Teachers can probably finance it

  • motorcycle on open road

    Motorcycles

    Save money on your bike. ATFCU loan rates are usually the best in the Big Country.

  • waverunner on water

    ATVs and Jet Skis

    Satisfy your need for speed on land or water. Let’s put you in the driver’s seat.

     

     

  • horse trailer on road

    Cargo Trailers

    Work efficiently with the right equipment. Loan terms of up to 60 months are available.

We have several discounts available on the interest rates shown below. Please visit our Loan Discounts page for more information.

Abilene Teachers FCU offers a Skip-a-Payment program that allows eligible members to skip up to two loan payments during a calendar year.

See Today's Rates

Vehicle Loan FAQs

Yes. Today would be a great day to JOIN the credit union!

The credit union evaluates two things when deciding to approve a loan:

  • Your history of repayment 
  • The amount of debt you are carrying

The credit report helps us answer those questions.

Please bring at least your last 2 paycheck stubs or another form of income verification.

*Other documentation may be required upon review of the loan application.

See all Lending FAQs

Calculate the bottom line

See all Calculators

Apply Now

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Apply in person
Find a Location Near You
Call Us

(325) 677-2274 or (800) 677-6770

Disclosures

All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.

*The rates shown reflect all available discounts. Discount information is referenced above. The lowest available base rate with no discounts is 7.35% APR for motorcycles, jet skis, ATVs and cargo trailers.

APR = Annual Percentage Rate