Use Your ATFCU Debit & Credit Cards with Mobile Wallets

Leaving your bulky physical wallet behind and streamlining your checkout layout shouldn’t mean sacrificing the security of your credit union funds.

By linking your official ATFCU debit and credit cards directly to Apple Pay, Samsung Wallet, or Google Wallet, your smartphone transforms into an ultra-secure digital vault. When you use a mobile wallet, the merchant never actually receives your real card digits—instead, a secure, encrypted digital token is generated for that specific transaction. It is faster, cleaner, and incredibly private.

Setting up your mobile wallet takes less than two minutes. Gather your ATFCU plastic, pick your respective device platform sequence below, and let’s get you ready to tap-and-pay safely!

Phase 1: Adding Your Card (Platform-Specific)

How to Set Up Apple Pay (iPhone or iPad)

1. Locate and open the built-in Apple Wallet application on your iPhone.
2. Tap the black ‘+’ icon positioned in the upper right-hand corner of your screen.
3. From the list of available asset categories, select the ‘Debit or Credit Card’ option.
4. Tap continue.
5. Position your physical ATFCU card flat on a well-lit surface and align it cleanly inside the rectangular on-screen framing guidelines. The app will automatically read the card numbers.
   1. (If you prefer, you can tap ‘Enter Card Details Manually’ at the bottom to type them in).

How to Set Up Samsung Wallet (Galaxy Devices)

1. Open the Samsung Wallet application on your Galaxy phone.
2. Log into your primary Samsung Account.
3. Review and accept the user terms.
4. Choose your preferred biometric verification method (such as your fingerprint or a secure Wallet PIN).
5. Tap on the ‘All’ tab located in the lower right-hand corner of your screen
6. Select ‘Payment Cards’, and tap the ‘Add’ (+) icon in the upper right-hand corner.
7. Select ‘Add credit or debit card’.
8. Align your card within the smartphone camera scanning window to capture the data automatically, or tap ‘Enter card details manually’ to type in your card number, expiration date, and CVV security code.
9. Read and tap agree on the card terms.

How to Set Up Google Wallet (Android or iOS)

1. Open the Google Wallet application on your mobile device.
2. Tap the ‘Add to Wallet’ (+) button located at the bottom of the screen.
3. Then select ‘Payment card’ followed by ‘New credit or debit card’.
4. Center your card inside the camera viewing frame to scan the details, or select ‘Enter details manually’ to key in your billing coordinates and address.
5. Tap ‘Save and continue’ and accept the Issuer Terms.
6. Google will securely ping Abilene Teachers FCU to verify your credentials.
7. Choose whether you want to receive your secure, temporary activation code via text message or email, tap continue.
8. Type the incoming code into the designated prompt field, and tap ‘Submit’ to activate the line.

Phase 2: How to Make a Purchase in the Checkout Line

Once your ATFCU plastic is safely locked inside your phone’s digital layout, look for the universal contactless payment wave symbol or your specific wallet logo at any retail payment terminal. Then, use these quick rapid-fire steps:

📱 Checkout Execution Steps

• Apple Pay: Double-click the large side-button on the right edge of your iPhone. Authenticate instantly using Face ID or your passcode. Your default card will pop up on the screen (if you want to use a different linked card, simply tap the pile to slide it forward). Hold the very top edge of your iPhone directly against the merchant’s contactless reader symbol until you see a green checkmark and a text reading “Done.”
• Samsung Wallet: Swipe up from the very bottom of your screen (even if your phone is currently locked or the screen is dark) to pull up your Quick Access card layout. Select your preferred card, place your finger on the biometric sensor or key in your Wallet PIN, and hold the back of your phone flat against the contactless checkout pad until the transaction logs.
• Google Wallet: Simply unlock your smartphone using your face, fingerprint, or passcode. If you only have one default card saved, you don’t even need to open the app—just hold the back of your unlocked phone directly over the contactless payment terminal until a blue confirmation checkmark appears on your screen.

Step Up Your Daily Money Command

Integrating your credit union plastic into a secure digital wallet is one of the absolute cleanest ways to maintain an organized, minimalist lifestyle. It eliminates the clunky clutter of physical cards while building an invisible firewall around your checking account information.

Once your digital cards are active, you can monitor those incoming point-of-sale entries in real time, pair them side-by-side with your primary savings goals, and categorize every single transaction by loading our next step-by-step user manual: Managing Your Money Just Got Easier.

Tap your way to a more secure budget, protect your data layout, and enjoy the convenience of modern banking!