Author: Elizabeth Gray

News, Events, Resources, Tools & Advice

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More Than a Number: How to Master Your Credit with ATFCU

Your credit score shouldn't be a mystery. Discover how to use ATFCU's free Credit Score & More tool to monitor your report, simulate financial decisions, and qualify for the best loan rates in Abilene. Continue reading →

The “Resolution Slump” is Real: Here’s How to Beat It

Is your New Year’s motivation starting to fade? By February, many resolutions hit a slump—but your financial goals don't have to. Discover how to use ATFCU’s "Money Management" tool to visualize your spending, automate your savings, and stay accountable all year long. It’s time to move from "intent" to "action" with a GPS for your wallet. Continue reading →

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New Year, New Money Habits: How to Stick With It in 2026

Are you tired of making New Year's resolutions only to see them all fall by the wayside by March? We've got some great ways to help you keep your financial resolutions this year! Continue reading →

Someone handing someone else a set of house keys

You Got the Keys! Your First-Year Homeowner Financial Checklist

You got the keys to your dream home! Now let's shift the focus to the financial responsibilities of being a new homeowner. Continue reading →

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The Hidden Costs of Buying a Home: A Guide to Closing Costs

Logically follow the down payment discussion by tackling the next significant expense: closing costs. Continue reading →

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Decoding Your Down Payment

This blog post dives deeper into the first major financial hurdle, the down payment, and dispels the common 20% down myth. Continue reading →

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Your Guide to a Stress-Free Home Buying Budget

A high-level overview of the entire homebuying financial journey. From saving for a down payment to post-purchase budgeting. Continue reading →

Experience Valentine’s Day on a Budget

Worried about Valentine's Day breaking your budget? We’ve got great ways to save money while keeping the romance! You can even gift your sweetheart with anything from breakfast in bed to doing household chores … which will mean a LOT more than a box of chocolates! Continue reading →

White numerals indicating the year 2024. A yellow numeral 5 is in the process of replacing the 4.

Start it Right

Take time to conduct a year-end financial checkup to start the new year on the right foot. Continue reading →