pointing girl with Santa Calls statue
Welcome to Abilene Teachers Federal Credit Union

We’re about to brighten your day!

ATFCU is a member-owned cooperative rather than a shareholder-owned bank. That makes a big difference.


We work to provide the best solutions for our members; not to line the pockets of anonymous big-city stockholders.

Picture of Victoria Morales

Hands down THE BEST bank with the absolute best customer service and best rates. They treat you like family and they truly care about members. I am so thankful for such amazing service.

Victoria M., member since 2011

Find the account or service that meets your needs


Select the group that’s most like you, then choose what you’re trying to do. We’ll lead you to the product of service that can make it happen.

Today's Rates

Auto Loans*
as low as
5.00
%
APR
Personal Signature Loans*
as low as
10.25
%
APR
RV Loans*
as low as
7.25
%
APR
Personal Line of Credit
as low as
7.75
%
APR
Credit Cards
as low as
9.9
%
APR
Home Equity Loans
as low as
6.75
%
APR
View all Rates

High School Seniors - Applications are Now Available for 2023 Scholarships

$30,000

In 2022, ATFCU awarded $30,000 in college scholarships to graduating high school seniors who are credit union members.

Applications available now. Due date is April 5.

Not just your typical banking hours. We’re always here for you.


24/7! We go where you go. Our mobile and online banking makes it easy to take us with you.

What can we help you do?


We’re a full service financial institution with the products you’re looking for. Our first priority is taking care of our members.

Abilene is our home and always will be. Bank where your friends and neighbors make the decisions.

We’re locally owned and locally controlled. Our thanks to the 50,000 members who trust us with their financial needs. We look forward to serving you with personal attention and forward-thinking technology.

Join Us

Disclosures

APR = Annual Percentage Rate

Rates subject to change without notice.

*The lowest loan interest rates shown above reflect all available interest rate discounts.  For new vehicles, the lowest available base rate with no discounts is 5.75%. For 2022 models, the lowest rate is 5.80%; 2021 models – 5.90%; 2020 models – 6.00%; 2019 models –6.10%; 2018 models – 6.20%; 2017 models – 6.30%; 2016 models – 6.40%, 2015 models – 6.50%; 2014 models – 6.60%; 2013 models – 6.70%.  For model years 2004 – 2012, the lowest rate is without discounts is 8.45%.  All rates are stated as APRs.

For RV’s, 7.75% is the lowest rate available without discounts; for Personal Signature Loans the lowest rate without discounts is 10.75%.

 

Homepage Photo Credits: ‘DowntownArt’ goes to Steve Templeton and ‘Little Girl Pointing’ goes to Megan Harbin.