Attn: High School Seniors (and parents)! The ATFCU Scholarship application process is open. Learn more about it on our Community page. March 10, 2026 is the application deadline. ... Read more
Branch Closure
All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day. Learn more about how a Monday banking holiday might affect your expected transactions.
Notice
Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24. If the weather or utility availability worsens, we will announce updates here and on our social media platforms. Stay safe!
Branch Closure
Happy 2026! All ATFCU locations will close at 3 pm on New Year’s Eve and remain closed on New Year’s Day. Normal hours will resume on Friday, January 2. ... Read more
Notice
When is the best time for you? Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more
In general, a higher credit score will decrease your interest rate. Your credit report is a record of your credit history and includes information about your history of bill payment and the amount owed to creditors.
There are several Discounts Available to reduce the interest rate on your loan.
For more information on improving your credit score, please visit the ATFCU Blog.
If you find a discrepancy on your credit report, there is a great article on Credit Karma’s website with instructions on how to dispute the incorrect information.
As always, ATFCU took great care of our family and with what has to be the EASIEST and least stressful vehicle purchase we’ve ever had!!! Thanks for always going above and beyond to do the best job possible!!!
Francesca B., member since 2007
You might also be interested in
Credit Insurance
Protect your loan payments against unexpected illness or disability.
