Labor Day Holiday – All ATFCU locations will be closed on Monday, September 1 for the Labor Day holiday. Please be aware of fraud over the long weekend. ATFCU does not send text messages that contain links to notify you of possible fraudulent transactions. Please delete such messages, then check your transaction history in digital banking.
What is the difference between Overdraft Transfer and Overdraft Protection?
Overdraft Transfer: If funds are unavailable in your checking account, we will transfer available money from your savings account or personal line of credit loan to your checking account to cover the transaction. There is no charge for this service.
Overdraft Protection: If you choose this service, we will authorize your checking account to accept charges, even if the funds are not available, up to a pre-determined amount. There is a $25 transaction fee for each charge submitted to your overdrawn account.