¿Cuál es la diferencia entre transferencia de sobregiro y protección contra sobregiros?

  • Transferencia de sobregiro: If funds are unavailable in your checking account, we will transfer available money from your savings account or personal line of credit loan to your checking account to cover the transaction.  There is no charge for this service. 
  • Proteccion DE sobregiro: If you choose this service, we will authorize your checking account to accept charges, even if the funds are not available, up to a pre-determined amount.  There is a $25 transaction fee for each charge submitted to your overdrawn account.