child on boat bow
RV and Boat Loans

Vacation off the beaten track

  • Competitive Rates

    Our rates are typically the best in the Big Country.  Scroll down the page to see current figures.

  • Flexible Terms

    Depending upon your vehicle, loan terms of up to 120 months on RV’s and 72 months on boats are available.

  • No sneaky fees

    There’s never a loan application fee and there’s no prepayment penalty.

  • Skip-a-Payment

    Skip up to two payments a year without affecting your credit score.

Take time to get away


Make your dream a reality – bass fishing, touring America, or visiting the grandkids. We can help.

Other Vehicle Loans

Model Year

Loan Term

Interest Rates

Model Year

RV's - New (2024-2023)

Loan Term

1-84 months

Interest Rates

7.50%* to 17.99%

Model Year

RV's - Used (2023-2014)

Loan Term

1-78 months

Interest Rates

7.75%* to 17.99%

Model Year

RV’s over $55,000 - New

Loan Term

73-120 months

Interest Rates

8.50%* to 17.99%

Model Year

Boats - New (2025-2023)

Loan Term

1-72 months

Interest Rates

9.75%* to 17.99%

Model Year

Boats - Used (2014-2023)

Loan Term

1-72 months

Interest Rates

10.25%* to 17.99%

Model Year

Motorcycle, ATV, Personal Watercraft, Cargo Trailer- New only 

Loan Term

1 - 60 months 

Interest Rates

7.20%* to 17.99%

Model Year

Antique/Classic Autos 

Loan Term

1 - 36 months 

Interest Rates

7.20%* to 17.99%

Loan rate discounts are available.

Skip-A-Payment program is available for eligible members.

Vehicle Loan FAQs


Yes. Today would be a great day to JOIN the credit union!

The credit union evaluates two things when deciding to approve a loan:

  • Your history of repayment 
  • The amount of debt you are carrying

The credit report helps us answer those questions.

Please bring at least your last 2 paycheck stubs or another form of income verification.

*Other documentation may be required upon review of the loan application.

Calculate the bottom line


Apply today - the road less traveled is calling


Apply Online
Get started
Apply in person
Find a Location Near You

Disclosures

All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.

*The rates shown reflect all available discounts. Discount information is referenced above. The lowest available base rate with no discounts is 10.25% for boats, 8.00% for RVs whose loan terms are 72 months or less, and 9.00% for RV loans with terms of 84 to 120 months.

All rates are stated as APR’s.

APR = Annual Percentage Rate