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Notice

The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Branch Closure

Happy 2026!  All ATFCU locations will close at 3 pm on New Year’s Eve and remain closed on New Year’s Day.  Normal hours will resume on Friday, January 2. ... Read more

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

Father teaches his son to play guitar while on a camping trip in the forest.
RV & Boat Loans

RV Loan Promotion Going on Now!

Today's Rates


Other Vehicle Loans

Model Year

Loan Term

Interest Rates

Model Year

RVs - New (2026-2025)

Loan Term

1-84 months

Interest Rates

5.85%* - 17.99%

Model Year

RVs over $55,000 - new

Loan Term

73-120 months

Interest Rates

6.85%* - 17.99%

Model Year

RVs - 2025 (used) -2024

Loan Term

1-78 months

Interest Rates

6.10%* - 17.99%

Model Year

RVs 2023-2022

Loan Term

1-72 months

Interest Rates

7.70%* - 17.99%

Model Year

RVs - 2021-2020

Loan Term

1-60 months

Interest Rates

7.95%* - 17.99%

Model Year

RVs- 2019-2018

Loan Term

1-48 months

Interest Rates

8.20%* to 17.99%

Model Year

RVs - 2017-2016

Loan Term

1-42 months

Interest Rates

8.45%* - 17.99%

Model Year

Boats - New (2027-2025)

Loan Term

1-72 months

Interest Rates

9.30%* to 17.99%

Model Year

Boats - Used (2025-2016)

Loan Term

1-72 months

Interest Rates

9.80%* to 17.99%

Model Year

Motorcycle, ATV, Personal Watercraft, Cargo Trailer- New only 

Loan Term

1 - 60 months 

Interest Rates

6.80%* to 17.99%

Model Year

Antique/Classic Autos 

Loan Term

1 - 36 months 

Interest Rates

6.80%* to 17.99%

  • Competitive Rates

    Our rates are typically the best in the Big Country.  Current figures available here.

  • Flexible Terms

    Depending upon your vehicle, loan terms of up to 120 months on RV’s and 72 months on boats are available.

  • No sneaky fees

    There’s never a loan application fee and there’s no prepayment penalty.

  • Skip-a-Payment

    Skip up to two payments a year without affecting your credit score.

Vehicle Loan FAQs


Yes. Today would be a great day to JOIN the credit union!

The credit union evaluates two things when deciding to approve a loan:

  • Your history of repayment 
  • The amount of debt you are carrying

The credit report helps us answer those questions.

Please bring at least your last 2 paycheck stubs or another form of income verification.

*Other documentation may be required upon review of the loan application.

Calculate the bottom line


Apply today - the road less traveled is calling


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Disclosures

All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.

*The rates shown reflect all available discounts. Discount information is referenced above. The lowest available base rate with no discounts is 9.85% for boats, 6.40% for RVs whose loan terms are 72 months or less, and 7.40% for RV loans with terms of 84 to 120 months.

All rates are stated as APR’s.

APR = Annual Percentage Rate