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The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

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Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

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Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

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Happy 2026!  All ATFCU locations will close at 3 pm on New Year’s Eve and remain closed on New Year’s Day.  Normal hours will resume on Friday, January 2. ... Read more

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When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

4 Ways to Bring Your Kitchen to Life

nice kitchen

We recently updated some of the rooms in our house.  Which room did we start with? THE KITCHEN!! The kitchen seems to be the heart of your home. It’s the one place we sit down together to eat and have conversation and mine drove me crazy!! I cannot begin to tell you how excited I was about my kitchen update. Our plan was an update, not one of those fantastic kitchen remodels you see in magazines and social media. We didn’t move any walls, change out cabinets or anything that dramatic. We did paint EVERYTHING, got new hardware, a new backsplash, new countertops, new appliances (ones that match and aren’t missing pieces), new lighting and new floors. Now this was not a cheap endeavor but it also was not as expensive as it could have been. We stuck to our budget (even though that was hard sometimes), we kept our current cabinets and gave them a facelift, we got a new sink, new faucet, and most excitedly, we bought new quartz countertops! My previous countertops were big ceramic tiles with ugly grout between each one.  No matter how much I tried to clean it, it NEVER looked clean. So now I will have CLEAN, WHITE, ONE SOLID PIECE countertops.

If you are thinking about refreshing the look of your kitchen and, like me, you don’t have an unlimited amount of money to spend on it, take a look at these money saving tips to make your dream kitchen come true. A kitchen remodel or makeover not only adds value to your home, it will almost feel like you’ve got a new home.

Here’s 4 ways to bring your dream kitchen to life:

1. Know your budget

First, sit down and crunch some numbers.

With $5,000, you can spring for a fresh coat of paint, replace faucets, pick up a new light fixture and spruce up the area with some modern accessories.

With $15,000, you can also buy a new appliance or two, replace your countertops and install new, budget-friendly cabinets.

If you’re planning on spending more, you might be able to redo your entire kitchen. When determining how much to spend, remember that recently remodeled kitchens return between 80 and 105% of their cost when a home is sold.

2. Choose your cabinets

These are your cabinet options:

  • Cabinets with wood panels and solid wood frames are sturdy, budget-friendly and fashionable.
  • Porcelain-tile cabinets are a fantastic new option that look almost exactly like wood for half the price.
  • Laminate is your cheapest option for cabinets. It’s durable, easy to clean and comes in a variety of colors and patterns.
  • Refinish the outside of your cabinets instead of replacing them for a new look that doesn’t bust your budget.

3. Make a splash

Replacing your sink’s faucet, bowl or hardware can modernize your kitchen without costing much.

Brushed nickel is the most popular choice for faucets right now, largely due to its durability. The least expensive faucet finish is chrome, while brass is another long-lasting, economical choice.

If you’re replacing your sink’s bowl as well, there are three main styles to consider:

  • Farmhouse bowls are super-large and deep. On the flip side, their large size means they often require a customized base cabinet for installation.
  • Top-mount bowls have a “drop-in” rim that keeps the sink in place. This makes installation simple, but creates a prime place for dirt to gather.
  • Undermount sinks are trendy and look sleek, but can take double the installation time.

4. Choose your countertops

The trending countertop choices are granite, quartz and stone. These materials are beautiful, easy to maintain and can last for years. If you need something more budget-friendly, you might want to go with ceramic tile. It’s durable, comes in almost any imaginable color, and is a fraction of the price of stone.

Another great option is laminate. It’s easy to install and is also available in many patterns and colors. Lastly, consider going with solid wood. You can have it sanded and treated to give it an extra long life, and it will give your kitchen a warm finish.

Longing for an upgrade and short on savings or cashflow? You can still have your dream kitchen. Call, click, or stop by Abilene Teachers FCU today to learn about our Personal Loans or Home Equity Loans.

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