Visit the Road less Traveled
-
Competitive Rates
Our rates are typically the best in the Big Country. Current figures available here.
-
Flexible Terms
Depending upon your vehicle, loan terms of up to 120 months on RV’s and 72 months on boats are available.
-
No sneaky fees
There’s never a loan application fee and there’s no prepayment penalty.
-
Skip-a-Payment
Skip up to two payments a year without affecting your credit score.
Today's Rates
|
Model Year |
Loan Term |
Interest Rates |
|---|---|---|
|
Model Year RVs - New (2026-2025) |
Loan Term 1-84 months |
Interest Rates 7.35%* - 17.99% |
|
Model Year RVs over $55,000 - new |
Loan Term 73-120 months |
Interest Rates 8.35%* - 17.99% |
|
Model Year RVs - 2025 (used) -2024 |
Loan Term 1-78 months |
Interest Rates 7.60% - 17.99% |
|
Model Year RVs 2023-2022 |
Loan Term 1-72 months |
Interest Rates 7.85%* - 17.99% |
|
Model Year RVs - 2021-2020 |
Loan Term 1-60 months |
Interest Rates 8.10%* - 17.99% |
|
Model Year RVs- 2019-2018 |
Loan Term 1-48 months |
Interest Rates 8.35%* to 17.99% |
|
Model Year RVs - 2017-2016 |
Loan Term 1-42 months |
Interest Rates 8.60%* - 17.99% |
|
Model Year Boats - New 2027-2025 |
Loan Term 1-72 months |
Interest Rates 9.95%* to 17.99% |
|
Model Year Boats Used 2025-2024 |
Loan Term 1-72 months |
Interest Rates 10.45%* - 17.99% |
|
Model Year Boats Used 2023-2022 |
Loan Term 1-60 months |
Interest Rates 10.95%* - 17.99% |
|
Model Year Boats Used 2021-2020 |
Loan Term 1-54 months |
Interest Rates 11.45%* - 17.99% |
|
Model Year Boats Used 2019-2018 |
Loan Term 1-48 months |
Interest Rates 11.95%* - 17.99% |
|
Model Year Boats Used 2017-2016 |
Loan Term 1-36 months |
Interest Rates 12.45%* - 17.99% |
|
Model Year Motorcycle, ATV, Personal Watercraft, Cargo Trailer- New only |
Loan Term 1 - 60 months |
Interest Rates 7.05%* to 17.99% |
|
Model Year Antique/Classic Autos |
Loan Term 1 - 36 months |
Interest Rates 7.05%* to 17.99% |
Vehicle Loan FAQs
Yes. Today would be a great day to JOIN the credit union!
The credit union evaluates two things when deciding to approve a loan:
- Your history of repayment
- The amount of debt you are carrying
The credit report helps us answer those questions.
Please bring at least your last 2 paycheck stubs or another form of income verification.
*Other documentation may be required upon review of the loan application.
Calculate the bottom line
Apply today - the road less traveled is calling
Disclosures
All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.
*The rates shown reflect all available discounts. Discount information is available here. The lowest available base rate with no discounts for new RVs is 7.90%. For used RVs 2025-2024 it is 8.15%, 2023-2022 – 8.40%; 2021-2020 – 8.65%; 2019-2018 – 8.90% and 2017-2016 – 9.15%.
The lowest undiscounted rate available for new boats is 10.50%. For used boats 2025-2024 it is 11.00%; 2023-2022 – 11.50%; 2021-2020 – 12.00%; 2019-2018 – 12.50%; and 2017 – 2016 – 13.00%.
All rates are stated as APR’s.
APR = Annual Percentage Rate