Juneteenth Closings – Over the long weekend we will be improving concrete drainage at the Buffalo Gap drive through facility. At that location only, the ATM will close at 5:30 pm on June 18 and the drive through lanes will close at 6 pm. They will remain closed until Monday, June 22 at 7:30 am. All other ATFCU locations will be closed on Friday, June 19 and will resume normal weekend hours on Saturday, June 20. Thank you for your understanding.
Fraud Alert
Vital Scam Alert – Do not reply to text messages (or possibly phone calls) warning you of multiple fraudulent charges in your ATFCU account. If you respond, the scammer states that he/she works for the ATFCU Fraud Department and gains your trust by accurately quoting a Social Security number associated with the account. Then he/she requests your online banking User Name. This question is the “tell” that reveals the scam. Immediately disconnect. Learn more.
Branch Closure
Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day. Enjoy the long weekend!
Notice
The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center. Doors open at 6:30 pm and the business meeting begins at 7. All members are invited. Learn more on the Current Happenings page.
Notice
Attn: High School Seniors (and parents)! The ATFCU Scholarship application process is open. Learn more about it on our Community page. March 10, 2026 is the application deadline. ... Read more
Branch Closure
All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day. Learn more about how a Monday banking holiday might affect your expected transactions.
Notice
Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24. If the weather or utility availability worsens, we will announce updates here and on our social media platforms. Stay safe!
Notice
When is the best time for you? Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more
Breakdown Insurance Usually Costs Less Than a Vehicle Warranty
Your vehicle is your transportation lifeline. Extend its life and protect your budget by selecting mechanical breakdown insurance.
Give yourself peace of mind
You’re covered for expensive repairs during the full life of your loan.
This coverage package continues to protect your investment after the manufacturer’s warranty has ended. The vast majority of costly mechanical and electrical failures occur after the factory warranty has expired but before the loan is paid off.
I’m interested. Tell me more.
Available for autos and light trucks.
Four levels of protection available.
Repairs can be performed at any licensed repair facility in the US or Canada.
Direct payments are made to the repair facility.
Coverage can be transferred if you sell the vehicle before your contract expires.
Your loan officer will provide you with detailed information. Purchase of breakdown coverage is optional and will not affect your application for credit.1
Get Roadside Assistance When you Need it
There are four levels of protection to fit your budget. Plans provide differing amounts of reimbursement for the following situations.
Emergency Services
Lock-Out Assistance
Fuel Delivery Service
Flat Tire Assistance
Battery Service
Non-Emergency Services
Rental Vehicle Assistance
Tire Road Hazard Assistance
Trip Interruption Assistance
Mechanical Breakdown FAQs
Mechanical breakdown coverage is significantly less expensive than a manufacturer’s extended warranty. However, breakdown coverage does have a deductible and an extended warranty may not require one. Ask questions and read the small print to determine which option is better for your situation.
There are four levels of protection offered. The base level includes the engine, transmission, drive axle, brake system, electrical system and air conditioning. The second level adds the steering and fuel systems.
Ask your Loan Officer for a brochure showing the coverage levels.
No. Auto insurance only covers damage due to accidents or theft.
This coverage is only for mechanical systems. It doesn’t cover routine maintenance, or non-mechanical repairs such as trim or paint. Important point – it also does not cover major repairs due to poor vehicle maintenance.
