Free Shred Day on Tuesday, June 16. Gather up outdated financial documents, bring them to the June 16 Shred Day and watch while they are securely destroyed. Shredding Services of Texas will be onsite from 8:30 am until 12:30 pm at the Antilley Street branch to provide immediate document destruction. This event is designed for individuals, as opposed to businesses or organizations. ... Read more
Fraud Alert
Ongoing Text Fraud – A hacker is targeting ATFCU members with a fake text alerts that come from various numbers. If you respond, the texter states that he/she is with the Abilene Teachers Credit Union Fraud Department. He/she “proves” they work for ATFCU by accurately quoting your Social Security number. Do not have a text or verbal conversation with this person and immediately contact our Fraud Team at 325-677-2274 if you have already done so. Learn more.
Branch Closure
Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day. Enjoy the long weekend!
Notice
The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center. Doors open at 6:30 pm and the business meeting begins at 7. All members are invited. Learn more on the Current Happenings page.
Notice
Attn: High School Seniors (and parents)! The ATFCU Scholarship application process is open. Learn more about it on our Community page. March 10, 2026 is the application deadline. ... Read more
Branch Closure
All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day. Learn more about how a Monday banking holiday might affect your expected transactions.
Notice
Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24. If the weather or utility availability worsens, we will announce updates here and on our social media platforms. Stay safe!
Notice
When is the best time for you? Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more
Despite our best efforts, life is unpredictable. That’s the best reason to consider credit insurance.
Disability, serious illness or death can negatively affect a household’s income and instantly change their standard of living, making financial commitments difficult to meet. Struggling to make loan payments on a reduced income is a heavy burden that can be avoided by purchasing optional credit life and/or credit disability insurance.
Discuss credit insurance with your loan officer
Speak to your loan officer when you are applying for a loan if you are interested in either or both of these products. The premiums can be added into your monthly loan payment. Premium payments end when your loan ends.
Your purchase of credit insurance is optional and will not affect your application for credit.1
Credit Life & Disability FAQs
Credit life and credit disability insurance is available for members up to age 70. To be eligible for credit disability, the borrower needs to be working at least 25 hours per week.
For a loan with a single signer, the rate is $0.72 per month, per $1,000 of coverage. Maximum benefit is $50,000 per loan.
For a loan with two co-signers, the rate is $1.09 per month, per $1,000 of coverage. Maximum benefit is $50,000 per loan.
Please consult with your loan officer for additional terms and conditions.
To cover a loan with one signer, the cost is $2.10 per month, per $1,000 of coverage. Maximum total benefit is $50,000 per disability.
For loans with two co-signers, the cost is $3.10 per month, per $1,000 of coverage. Maximum total benefit is $50,000 per disability.
Please consult with your loan officer for additional terms and conditions.
1Your base loan interest rate is determined by credit worthiness and will be reduced by .20% with the purchase of credit disability coverage and/or .10% with the purchase of credit life coverage.
Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.
For members insured by credit insurance, coverage terminates on the last day of the month during which you reach the Termination Age of 70 for Credit Life and 66 for Credit Disability.
