Vehicle Valuation

4 classic cars

The saying that ‘knowledge is power’ definitely applies in the vehicle purchasing situation. Use the links below to research the value of your existing vehicle and/or the value of a vehicle you are considering purchasing.

Kelley Blue Book
NADA Guides
Auto Trader
Edmunds Guide

Tips for Dealer Negotiating:

  • Buy on the last two days of the month
  • Window shop on the days that dealers are closed.  Never impulse buy.
  • Negotiate initially strictly on the purchase price.  After you agree on that figure, then bring up any trade-in you may have.
  • Negotiate based on the bottom line; not on the monthly payment amount.
  • Have your loan pre-authorized at the credit union. Our loan officers will advise you of the amount you qualify for and will help you avoid unnecessary dealer add-ons.

Tips for Used Car Buyers:

  • Check for oil spots under the vehicle after driving it.
  • Check tread on tires for uneven wear and decent tread depth.
  • Make sure all door, hood and opening joints line up evenly.
  • When accelerating, look for smoke in the rear view mirror.
  • Drive at a speed that will allow you to shift into overdrive.
  • If oil is dark black and thick, chances are the vehicle has not been maintained properly.
  • Never buy a car without an inspection sticker.
  • If buying from a dealer, insist upon the dealership providing the CAR FAX report.
  • If buying from an individual, purchase the CAR FAX report yourself. It is a small investment that can help you avoid future trouble.

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