ATFCU blog

News, Events, Resources, Tools & Advice

White numerals indicating the year 2024. A yellow numeral 5 is in the process of replacing the 4.

Start it Right

Take time to conduct a year-end financial checkup to start the new year on the right foot. Continue reading
Image of a desktop featuring a computer keyboard and a 2025 appointment book

New Year, New Money Habits: How to Stick With It in 2025

Are you tired of making New Year's resolutions only to see them all fall by the wayside by March? We've got some great ways to help you keep your financial resolutions this year! Continue reading
woman sleeping on stack of books and laptop

How to beat post-holiday blues

It’s normal to have a little letdown after the holiday whirl, but you don’t have to let it take over! Get together with a friend, or even talk on the phone. Make plans for your next vacation, focus on realistic New Year’s resolutions and get outside and get active to help shake the blues. Spring will be here before you know it. Continue reading
dad with two sons and fathers day card

Fun Gifts for Dad that Won’t Break the Bank

Every dad is different, and when Father's Day rolls around, you want to make sure that your gift for the old man is right on the money. Speaking of money, he taught you to be smart with yours, so don't blow your budget on the present! We've got an array of gift ideas for your dad. Continue reading
Woman at home staring at piles of paperwork that need to be organized and filed.

eStatements are Convenient and Private

Tame the Paper Towers Are piles of paperwork taking up space while they wait to be filed, organized, burned or SOMETHING?  Those interesting, unattended stacks of documents just might invite curious relatives or houseguests to take a quick (or not-so-quick) look.   AFTCU has a solution that will free up space and keep prying eyes out of your financial business. The … Continue reading
Man and woman hugging

Budget Friendly Valentine’s Day

It might seem unromantic to talk about saving money on Valentine’s Day, but what’s more romantic than a balanced budget and a full savings account? Seriously, there are great ways to still have a romantic time without spending a ton. Continue reading
Abilene Teachers Federal Credit Union Mastercard featuring their green and silver design with the "Learn from Liz" circular logo.

Build or Rebuild Your Credit with Our Savings Secured Credit Card

Struggling to get credit? Our Savings Secured Credit Card helps you build credit responsibly with a 17.99% fixed rate. Your deposit secures the card and helps improve your score. Continue reading
two boys making a big snowball

What’s the Best Way to Tackle Debt: Snowball or Avalanche Method?

Would you prefer an avalanche or a snowball? We’re talking about paying off your debt! In the snowball method, you pay off the smallest debt first, then move to the next smallest, etc. The avalanche method works the same way, but you take the debts in order of highest interest rate. Regardless of which option you choose, the point is to get started paying that debt off TODAY! Continue reading
Girl biting a pencil in frustration

Is Debt Consolidation Right for Me?

If you’re stuck under a mountain of debt and making limited headway, debt consolidation might look like a great way out, and it can be! You can raise your credit score and simplify your life with one monthly payment; however, it doesn’t fix bad spending habits. You’ll have to guard against putting yourself back in the hole, and you might end up with a longer payment timeline. Continue reading