ATFCU blog

News, Events, Resources, Tools & Advice

Woman at home staring at piles of paperwork that need to be organized and filed.

eStatements are Convenient and Private

Tame the Paper Towers Are piles of paperwork taking up space while they wait to be filed, organized, burned or SOMETHING?  Those interesting, unattended stacks of documents just might invite curious relatives or houseguests to take a quick (or not-so-quick) look.   AFTCU has a solution that will free up space and keep prying eyes out of your financial business. The … Continue reading
Man and woman hugging

Budget Friendly Valentine’s Day

It might seem unromantic to talk about saving money on Valentine’s Day, but what’s more romantic than a balanced budget and a full savings account? Seriously, there are great ways to still have a romantic time without spending a ton. Continue reading
Abilene Teachers Federal Credit Union Mastercard featuring their green and silver design with the "Learn from Liz" circular logo.

Build or Rebuild Your Credit with Our Savings Secured Credit Card

Struggling to get credit? Our Savings Secured Credit Card helps you build credit responsibly with a 17.99% fixed rate. Your deposit secures the card and helps improve your score. Continue reading
two boys making a big snowball

What’s the Best Way to Tackle Debt: Snowball or Avalanche Method?

Would you prefer an avalanche or a snowball? We’re talking about paying off your debt! In the snowball method, you pay off the smallest debt first, then move to the next smallest, etc. The avalanche method works the same way, but you take the debts in order of highest interest rate. Regardless of which option you choose, the point is to get started paying that debt off TODAY! Continue reading
Girl biting a pencil in frustration

Is Debt Consolidation Right for Me?

If you’re stuck under a mountain of debt and making limited headway, debt consolidation might look like a great way out, and it can be! You can raise your credit score and simplify your life with one monthly payment; however, it doesn’t fix bad spending habits. You’ll have to guard against putting yourself back in the hole, and you might end up with a longer payment timeline. Continue reading
two fists bumping eachother

Do It Today: Steps 9-12 of 12 toward Living a Debt-Free Life

You are nearly there! By this point you have already completed or are working on 8 out of the 12 steps. That is progress and progress should be celebrated. Now incorporate these last 4 steps and you will be well on your way to living a debt-free life. Continue reading
man and woman working on budget

6 Steps to Crushing Debt

You might look at your pile of debt and think you’ll never dig out from under it, but all it takes is some organization, budgeting and patience to get it done! Figure out what strategy you want to use, trim your budget in other areas to commit more to debt repayment and you’re well on your way. You can do this! Continue reading
hand holding calculator

Do It Today: Steps 5-8 of 12 toward Living a Debt-Free Life

With this 12 Step Program you will learn the tools you need to help get you to a place of debt-free living. Make sure you read the first installment for steps 1-4 before reading 5-8. If I can do it so can you! Continue reading
Scissors cutting computer wire

Cut the Wires! Inter-Institution Transfers Now Available in Digital Banking

Read this blog post for instructions on how to set up External Transfers. The power is at your fingertips to transfer money from another financial institution into your ATFCU account or vice versa. Continue reading