Advice
News, Events, Resources, Tools & Advice
Start it Right
Take time to conduct a year-end financial checkup to start the new year on the right foot. Continue reading
How to beat post-holiday blues
It’s normal to have a little letdown after the holiday whirl, but you don’t have to let it take over! Get together with a friend, or even talk on the phone. Make plans for your next vacation, focus on realistic New Year’s resolutions and get outside and get active to help shake the blues. Spring will be here before you know it. Continue reading
eStatements are Convenient and Private
Tame the Paper Towers Are piles of paperwork taking up space while they wait to be filed, organized, burned or SOMETHING? Those interesting, unattended stacks of documents just might invite curious relatives or houseguests to take a quick (or not-so-quick) look. AFTCU has a solution that will free up space and keep prying eyes out of your financial business. The … Continue reading
Build or Rebuild Your Credit with Our Savings Secured Credit Card
Struggling to get credit? Our Savings Secured Credit Card helps you build credit responsibly with a 17.99% fixed rate. Your deposit secures the card and helps improve your score. Continue reading
What’s the Best Way to Tackle Debt: Snowball or Avalanche Method?
Would you prefer an avalanche or a snowball? We’re talking about paying off your debt! In the snowball method, you pay off the smallest debt first, then move to the next smallest, etc. The avalanche method works the same way, but you take the debts in order of highest interest rate. Regardless of which option you choose, the point is to get started paying that debt off TODAY! Continue reading
Is Debt Consolidation Right for Me?
If you’re stuck under a mountain of debt and making limited headway, debt consolidation might look like a great way out, and it can be! You can raise your credit score and simplify your life with one monthly payment; however, it doesn’t fix bad spending habits. You’ll have to guard against putting yourself back in the hole, and you might end up with a longer payment timeline. Continue reading
Do It Today: Steps 9-12 of 12 toward Living a Debt-Free Life
You are nearly there! By this point you have already completed or are working on 8 out of the 12 steps. That is progress and progress should be celebrated. Now incorporate these last 4 steps and you will be well on your way to living a debt-free life. Continue reading
6 Steps to Crushing Debt
You might look at your pile of debt and think you’ll never dig out from under it, but all it takes is some organization, budgeting and patience to get it done! Figure out what strategy you want to use, trim your budget in other areas to commit more to debt repayment and you’re well on your way. You can do this! Continue reading
Do It Today: Steps 5-8 of 12 toward Living a Debt-Free Life
With this 12 Step Program you will learn the tools you need to help get you to a place of debt-free living. Make sure you read the first installment for steps 1-4 before reading 5-8. If I can do it so can you! Continue reading