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two boys making a big snowball

What’s the Best Way to Tackle Debt: Snowball or Avalanche Method?

Would you prefer an avalanche or a snowball? We’re talking about paying off your debt! In the snowball method, you pay off the smallest debt first, then move to the next smallest, etc. The avalanche method works the same way, but you take the debts in order of highest interest rate. Regardless of which option you choose, the point is to get started paying that debt off TODAY! Continue reading
Girl biting a pencil in frustration

Is Debt Consolidation Right for Me?

If you’re stuck under a mountain of debt and making limited headway, debt consolidation might look like a great way out, and it can be! You can raise your credit score and simplify your life with one monthly payment; however, it doesn’t fix bad spending habits. You’ll have to guard against putting yourself back in the hole, and you might end up with a longer payment timeline. Continue reading
two fists bumping eachother

Do It Today: Steps 9-12 of 12 toward Living a Debt-Free Life

You are nearly there! By this point you have already completed or are working on 8 out of the 12 steps. That is progress and progress should be celebrated. Now incorporate these last 4 steps and you will be well on your way to living a debt-free life. Continue reading
man and woman working on budget

6 Steps to Crushing Debt

You might look at your pile of debt and think you’ll never dig out from under it, but all it takes is some organization, budgeting and patience to get it done! Figure out what strategy you want to use, trim your budget in other areas to commit more to debt repayment and you’re well on your way. You can do this! Continue reading
hand holding calculator

Do It Today: Steps 5-8 of 12 toward Living a Debt-Free Life

With this 12 Step Program you will learn the tools you need to help get you to a place of debt-free living. Make sure you read the first installment for steps 1-4 before reading 5-8. If I can do it so can you! Continue reading
man sitting in chair

Do It Today: Steps 1-4 of 12 toward Living a Debt-Free Life

If you’re determined that this will be the year you finally pay down (or pay off) that debt. Get ready, because this Do It Today plan will have you taking 12 steps on your journey toward living a debt-free life. Continue reading
family driving RV down road

Your Complete Guide to Buying an RV or ATV

If you’re looking to buy an RV or an ATV for some off-road adventuring, you’ll have a wide variety to choose from. From RVs built on truck chassis that are basically houses on wheels to campervans that are more of a weekender setup, the price and amenities can vary widely. It’s the same with ATVs! It all depends on what you need and your budget! Whatever choice you make, have fun! Continue reading
RV under the stars

6 Reasons to Buy an RV or Campervan

Have you been considering an RV or campervan for your vacation trips? It’s a great idea, because you can pack up the family (and the pets) and go wherever, whenever you want! Go where YOU want to go instead of where the airlines will take you. Hit the road! Continue reading
Two young men shaking hands on a deal

How to Negotiate Salary for Your First Job

A critical part of your job search is salary negotiation, but if you’re new to the job market you might be feeling intimidated. Be sure you pick the right time, do your research and find out a benchmark for your salary offer, and research the company. Look at the full scope of the offer and practice negotiating with friends. Continue reading