Alert 1 of 0
See all alerts
Branch Closure

Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day.  Enjoy the long weekend!

Notice

The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

How to Spot a Counterfeit Bill

Group of counterfeit $100 bills

Everyone loves a stash of cash — unless it’s fake. Counterfeiting technology has become increasingly sophisticated so the US Treasury has also upped its game with built in security features.  Look for these signs to help you determine if it’s the real thing:

  • When held up to light, a watermark is clearly visible on both sides of a genuine bill.
  • A genuine bill of $5 or more has a security thread that runs from the top to bottom of the bill.  For $10 and $50 bills the thread is on right side of the bill face; it’s on the left side for $5, $20, and $100 bills.
  • A genuine bill of $5 or more uses color shifting ink.  On a legitimate bill the color will shift from gold to green or green to black when tilting it back and forth.
  • Since 2009, a genuine $100 has a blue ribbon woven into the paper. When you tilt the bill up and down, the bells and the “100’s” move from side to side. When you tilt it side to side, they move up and down
  • The portrait on the bill is printed very slightly higher than the surrounding area.  You should be able to feel a subtle difference.
  • When held up to an ultraviolet light, authentic bills will glow: $5 bills glow blue, $10 bills glow orange, $20 bills glow green, $50 bills glow yellow and the $100 bill glows red. (Cool!)
  • Look for very fine printed lines in the border of the bill on both the front and the reserve.
  • Legitimate US currency is printed on paper made of 75% cotton and 25% linen. This is a fine paper with a substantial “feel”. It is not as smooth as paper used for common office purposes.

What to do if you’ve been passed a counterfeit bill

If a bill you’ve been handed does not pass the authenticity tests, and you believe it’s a counterfeit bill, the U.S. Treasury advises the following course of action:

  • Do not put yourself in a position of danger.
  • If possible retain the bill and do not return it to the passer.
  • If possible, delay the passer with an excuse. Be very careful if you choose this route.
  • Take careful note of the passer’s physical appearance and record their vehicle license plate if possible.
  • Contact your local police department or call your local Secret Service office.
  • Write your initials and date in the white border area of the suspected counterfeit note.
  • Handle the counterfeit bill as little as possible. Place it inside an envelope or other protective cover until you can pass it on to an identified Secret Service agent.

Related posts


man on cell phone

You Might Be Talking to a Tax Scammer

Every year, tax scams come out of the woodwork. If a caller or email says that you have to buy any kind of prepaid card to settle a tax debt or resolve identity theft, you’re getting scammed. If you think you’ve been a target of a tax scam, fight back by contacting the IRS, FTC or Social Security Administration. Stay safe this tax season. Continue reading
Woman guarding her ATM while withdrawing cash at an ATM

ATM Safety Tips

Using an ATM has become a routine event for most consumers. The familiarity of the task can cause people to lose the sense of caution that normally accompanies handling cash. Take a look at this blog post for some tips to keep you and your information safe. Continue reading
Worried woman talking on phone in the park.

Imposter Fraud

Imposter scams are the second most prevalent type of financial fraud.  They come in many varieties but operate the same way – a scammer pretends to be someone you trust to convince you to send them money. Perhaps you’ve heard of the grandchild scheme.  Like many fraud attempts, this one usually happens late at night or during the weekend. You … Continue reading