Alert 1 of 0
See all alerts
Branch Closure

Happy 250th Birthday, America!!  All credit union locations will be closed on Saturday, July 4 to celebrate Independence Day.  We will observe normal weekday hours on Friday, July 3 and Monday July 6.   Please remember to stay alert for text and phone scams over the holiday weekend.  ATFCU staff members will never ask you for your account number, your digital banking login or username, or your Social Security number.  If someone asks, it’s not us!  Learn more on the Current Happenings page.

Branch Closure

Juneteenth Closings – Over the long weekend we will be improving concrete drainage at the Buffalo Gap drive through facility. At that location only, the ATM will close at 5:30 pm on June 18 and the drive through lanes will close at 6 pm.  They will remain closed until Monday, June 22 at 7:30 am.       All other ATFCU locations will be closed on Friday, June 19 and will resume normal weekend hours on Saturday, June 20.  Thank you for your understanding.

Branch Closure

Memorial Day Holiday – All ATFCU locations will be closed on Monday, May 25 for Memorial Day.  Enjoy the long weekend!

Notice

The 76th Annual Meeting of ATFCU is tonight at the Abilene Convention Center.  Doors open at 6:30 pm and the business meeting begins at 7.  All members are invited.  Learn more on the Current Happenings page.

Notice

Attn: High School Seniors (and parents)!  The ATFCU Scholarship application process is open. Learn more about it on our Community page.  March 10, 2026 is the application deadline. ... Read more

Branch Closure

All credit union locations will be closed on Monday, February 16 to observe Presidents’ Day.  Learn more about how a Monday banking holiday might affect your expected transactions.

Notice

Winter Storm Impact – Our drive-through lanes are open for normally scheduled hours on Saturday, January 24.  If the weather or utility availability worsens, we will announce updates here and on our social media platforms.  Stay safe!

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

How to beat post-holiday blues

woman sleeping on stack of books and laptop

It’s January!! We did it. We made it through all of last year and even through the hustle and bustle of the holidays. For some, this time of year is exciting! They have their New Year’s resolutions and feel as though they are starting afresh with a new lease on life. For others, though, it can be a bit depressing. We think about the things we didn’t get done last year that we just KNEW we would. Maybe we think about things or people we lost. Whatever the reason for your post-holiday blues I have some tips to help you beat them, and even better, they don’t have to cost you a thing.

Here are some simple tips to use this winter that may help lift your spirits:

Stay social – not social media

The holidays center on social events, like parties, big meals and traveling to see people we haven’t seen in a long time. After such a flurry of social activity, you may find yourself feeling lonely when it suddenly stops. But there’s no rule saying your social calendar needs to be empty after January 1. Plan some activities with friends. They don’t need to cost money. Take a walk or watch a movie at home with someone. Talking on the phone can be a great social outlet, too. Do people even talk on the phone anymore? Or is it just texting or snapping or tweeting or whatever else the cool kids are doing? Pick up the phone and call someone just to hear their voice. Who knows, they may need the conversation just as much as you do.

Get active

Getting active is one of the best things you can do for yourself, especially when you’re feeling a little down. When we exercise, our bodies release endorphins, which are natural chemicals in the brain that help trigger a positive mood. You don’t need to pay for a gym membership or an expensive exercise machine. Get outside for a quick run or walk. Stretch or do yoga in your living room, or try a free aerobics class on YouTube. You may be surprised how much better you feel when your workout is through. For me, this is one that I would have to FORCE myself into doing, especially if I am feeling down! Exercising has never been something I enjoyed or cared anything about, but for my sons it is a way of life. If they are happy, they work out. If they are sad or mad, they work out. If they are bored, they work out. If only there was a way I could have some of their workouts transfer to me then we’d be in business! 

Focus On Realistic Resolutions

New Year’s resolutions give us something to focus on after the holiday parties are over. It’s great to have goals and something to look forward to, but be careful not to become too perfectionist or hard on yourself about achieving resolutions. Unattainable goals only cause stress and feelings of failure. Instead, focus on realistic goals you can actually work toward and feel good about. Even small wins are wins. One of my friends asked me a few years ago what my ‘word’ would be for the upcoming year. This resonated with me because I never do resolutions. My word for that year was CHANGE. I wanted to see change in my marriage, change in my family, change in myself as a person and change in my job. So every decision I made was looked at through the lens of the change I wanted to see. Maybe instead of making a new resolution for this year, just think about the word that will help shape your year and decisions.

Look Forward To The Next Big Thing

Thanksgiving through New Years isn’t the only fun season on the calendar. After the holidays, there is still plenty to look forward to with optimism. Start planning your next vacation or what you want to do on spring break. And there are still long holiday weekends in January and February, such as President’s Day and Martin Luther King Jr’s birthday. Planning a simple family outing, stay-cation or dinner party with friends can refocus your thoughts. Also, don’t forget to just breath. Just be still and enjoy the calm and peace around you when you aren’t having to run around all the time.

Boost Your Mood With vitamin D

Low levels of vitamin D, known as the “sunshine vitamin,” have been linked to depression and seasonal affective disorder (SAD). Our bodies produce vitamin D when our skin is exposed to the sun. Of course, in winter months, exposure to sunshine can be a little scarce. Eating foods rich in vitamin D or taking a supplement is an affordable option that may help improve your mood until spring. To learn more about vitamin D and why it is so important for you, check out Healthline.

I hope you found some helpful tips here but more importantly, I pray peace and rest and blessings over you in this New Year. We are all in this together and here’s to the best one yet!

 

Related posts


two boys making a big snowball

What’s the Best Way to Tackle Debt: Snowball or Avalanche Method?

Would you prefer an avalanche or a snowball? We’re talking about paying off your debt! In the snowball method, you pay off the smallest debt first, then move to the next smallest, etc. The avalanche method works the same way, but you take the debts in order of highest interest rate. Regardless of which option you choose, the point is to get started paying that debt off TODAY! Continue reading
lady screaming

Frightening Financials

If your finances remind you of a horror movie, Abilene Teachers FCU can help you with reducing scary credit card balances and saving for the future. But you’re on your own when it comes to the ax-wielding pizza guy wanting to collect for more than a large pepperoni. Continue reading
man and woman looking at laptop with overlay of learn from liz

Simple Steps to Start Saving

You know you need to build up your savings, but it always seems to get bumped down on your to-do list. Well, let’s get started! Continue reading