Lower your monthly payment
More Affordable Loan Payments
Interested in keeping your monthly loan payment as low as possible? We have ways to make that happen. Your loan officer will assist you to determine which discounts might apply to your interest rate.
Loan discounts are available on the loans shown in the chart below. Discounts are not available on credit cards, savings secured loans, personal lines of credit (PLOC), credit builder loans, home equity, home improvement, or term (one-payment) loans.
Discounts can be stacked - choose one or several
|
Product or Purchase |
Discount |
|---|---|
|
Product or Purchase An active checking account at ATFCU |
Discount 0.10% |
|
Product or Purchase A regularly scheduled direct deposit made to any of your ATFCU accounts |
Discount 0.10% |
|
Product or Purchase Purchase mechanical breakdown insurance on your car or light truck |
Discount 0.20% |
|
Product or Purchase Purchase GAP coverage for your auto, light truck, boat or RV loan |
Discount 0.05% |
|
Product or Purchase Purchase credit disability insurance |
Discount 0.20% |
|
Product or Purchase Purchase credit life insurance |
Discount 0.10% |
Discounts available
-
Active checking discount
Active checking discount
-
Regular direct deposit
Regular direct deposit
-
Breakdown Insurance Discount
Breakdown Insurance Discount
-
GAP Coverage Discount
GAP Coverage Discount
-
Credit Disability Discount
Credit Disability Discount
-
Credit Life Insurance
Credit Life Insurance
Auto/Light Truck
-
Active checking discount
-
Regular direct deposit
-
Breakdown Insurance Discount
-
GAP Coverage Discount
-
Credit Disability Discount
-
Credit Life Insurance
Other Vehicles
-
Active checking discount
-
Regular direct deposit
-
Breakdown Insurance Discount
Not available
-
GAP Coverage Discount
-
Credit Disability Discount
-
Credit Life Insurance
Household/Personal Loans*
-
Active checking discount
-
Regular direct deposit
-
Breakdown Insurance Discount
Not available
-
GAP Coverage Discount
Not available
-
Credit Disability Discount
-
Credit Life Insurance
Visualize your choices
Our interactive calculators let you see a variety of loan payment options.
Recent Blog Posts
More Than a Number: How to Master Your Credit with ATFCU
You Got the Keys! Your First-Year Homeowner Financial Checklist
The Hidden Costs of Buying a Home: A Guide to Closing Costs
You’ve seen the discounts. Now it's time to apply.
Disclosures
All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.
APR = Annual Percentage Rate
*Loan discounts are not available on savings secured loans, certificate secured loans, credit cards, personal lines of credit (PLOC), credit builder loans, home equity, home improvement, or term (one-payment) loans.