Drive on, west Texan. Drive on.
Flexible terms and rates to meet your needs
Avoid dealer pressure. Work with an ATFCU loan officer in a relaxed atmosphere to build the best loan package for your situation.
See today’s rates
|
Model Year(s) |
Loan Term |
Interest Rates (APR*) |
|---|---|---|
|
Model Year(s) 2022 & 2023 |
Loan Term 1 - 84 months |
Interest Rates (APR*) 3.25* to 16.00% |
|
Model Year |
Loan Term |
Interest Rates (APR*) |
|---|---|---|
|
Model Year 2021 |
Loan Term 1 - 84 months |
Interest Rates (APR*) 3.30%* to 16.05% |
|
Model Year 2020 |
Loan Term 1 - 84 months |
Interest Rates (APR*) 3.40%* to 16.40% |
|
Model Year 2019 |
Loan Term 1 - 78 months |
Interest Rates (APR*) 3.50%* to 16.50% |
|
Model Year 2018 |
Loan Term 1 - 72 months |
Interest Rates (APR*) 3.60%* to 16.60% |
|
Model Year 2017 |
Loan Term 1 - 66 months |
Interest Rates (APR*) 3.70%* to 16.70% |
|
Model Year 2016 |
Loan Term 1 - 60 months |
Interest Rates (APR*) 3.80%* to 16.80% |
|
Model Year 2015 |
Loan Term 1 - 54 months |
Interest Rates (APR*) 3.90%* to 16.90% |
|
Model Year 2014 |
Loan Term 1 - 48 months |
Interest Rates (APR*) 4.00%* to 17.00% |
|
Model Year 2013 |
Loan Term 1 - 42 months |
Interest Rates (APR*) 4.10%* to 17.10% |
|
Model Year 2012 |
Loan Term 1- 36 months |
Interest Rates (APR*) 4.20%* to 16.95% |
|
Model Year 2003 - 2011 |
Loan Term 1-36 months |
Interest Rates (APR*) 6.25%* to 17.95% |
Approve your own skipped payments
Develop a budget. Pay your bills. All is well and then life throws you a financial curveball. Our Skip-A-Payment program can help you deal with unexpected expenses.
Learn more about Skip-A-Payment
Get informed. Knowledge is power.
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Shop and compare
Research all makes and models on a single page. No need to have 13 windows open at once.
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Find trade in value
Learn your current vehicle’s value before you show up at the dealership.
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Get ATFCU financing
100% financing with competitive rates and flexible terms.
Calculate the bottom line
Auto Loan FAQs
The credit union evaluates two things when deciding to approve a loan:
- Your history of repayment
- The amount of debt you are carrying
The credit report helps us answer those questions.
Please bring at least your last 2 paycheck stubs or another form of income verification.
*Other documentation may be required upon review of the loan application.
10 years old or newer.
Rest easier knowing that you and your vehicle are protected
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GAP - Guaranteed Asset Protection
GAP protects the value of your vehicle investment during the early years of your auto, light truck or RV loan.
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Mechanical Breakdown Coverage
Covers expensive repair bills for the full term of your auto or light truck loan.
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Credit Life & Disability
In cases of disability or death, credit insurance may make your loan payments when you are unable.
Apply today - be a step closer to your new ride
Disclosures
All loans subject to approval. Rates, terms & conditions are subject to change and may vary based on creditworthiness, qualifications & collateral conditions.
APR = Annual Percentage Rate
*The rates shown reflect all available interest rate discounts. The lowest available base rate with no discounts is 4.00% for 2022 & 2023 autos. For 2021 models, the lowest rate is 4.05%; 2020 models – 4.15%; 2019 models – 4.25%; 2018 models – 4.35%; 2017 models – 4.45%; 2016 models – 4.55%; 2015 models – 4.65%, 2014 models – 4.75%; 2013 models – 4.85%; 2012 models – 4.95%. All rates stated as APRs.