Vehicle Valuation

The saying that ‘knowledge is power’ definitely applies in the vehicle purchasing situation. Use the links below to research the value of your existing vehicle and/or the value of a vehicle you are considering purchasing.

Kelley Blue Book
NADA Guides
Auto Trader
Edmunds Guide

Tips for Dealer Negotiating:

• Buy on the last two days of the month
• Window shop on the days that dealers are closed.  Never impulse buy.
• Your initial negotiations should be strictly on the purchase price.  After you agree on that figure, then bring up any trade-in you may have.
• Negotiate based on the bottom line; not on the monthly payment amount.
• Have your loan pre-authorized at the credit union. In addition to standard pre-approvals we offer Auto Checks – an actual check you can write at the dealership for the final negotiated price.

Tips for Used Car Buyers:

• Check for oil spots under the vehicle after driving it.
• Check tread on tires for uneven wear and decent tread depth.
• Make sure all door, hood and opening joints line up evenly.
• When accelerating, look for smoke in the rear view mirror.
• Drive at a speed that will allow you to shift into overdrive.
• If oil is dark black and thick, chances are the vehicle has not been maintained properly.
• Never buy a car without an inspection sticker.
• If buying from a dealer, insist upon the dealership providing the CAR FAX report.
• If buying from an individual, purchase the CAR FAX report yourself. It is a small investment that can help you avoid future trouble.