Alert 1 of 1
See all alerts
Notice

The Buffalo Gap Road Branch will reopen their drive through lanes on Monday, January 12.  The lobby reopening is scheduled for Tuesday, January 20. Please watch this space for updates.  We’re looking forward to welcoming you back! ... Read more

Branch Closure

Happy 2026!  All ATFCU locations will close at 3 pm on New Year’s Eve and remain closed on New Year’s Day.  Normal hours will resume on Friday, January 2. ... Read more

Notice

When is the best time for you?   Members are able to schedule appointments for most non-teller transactions. Learn more and we can start coordinating calendars! ... Read more

There’s Nothing Funny or Romantic about a RomCon

black and white silhouettes of people dancing

Love is in the air! Can you smell it?

Well, maybe not. Love is a beautiful thing, whether you can smell it or not, but unfortunately, it can also make us vulnerable to those who seek to take advantage of our emotions. These scams go on all year long but what better time to start up a ‘romance’ than around Valentine’s Day? Sweetheart scams, also known as romance scams or RomCons, have become all too common in the world of online dating. These scams use fake romantic relationships to trick individuals into sending money or personal information to the scammer. But don’t let the fear of being scammed dampen your search for love. We’ll explore the tactics used by sweetheart scammers and give you practical tips on how to protect yourself from falling victim to this heartless crime.

How Sweetheart Scams Work

Sweetheart scams typically start with a message or friend request on a social media platform or dating website. The scammer will usually create a fake profile, posing as a person looking for love. They will then build a relationship with the victim, often sending love letters, pictures, and videos to build trust and establish a bond.

Once the victim has been fully ensnared, the scammer will make a request for money. This can be for a variety of reasons, such as an emergency situation or for travel expenses to come and meet the victim in person. In some cases, the scammer may even claim to have fallen in love with the victim and ask for a large sum of money to invest in a business or pay off a debt.

The money never seems to be quite enough. The scammer will continue to make requests for more money, leading the victim down a path of financial ruin. In some cases, the scammer will even use the personal information obtained from the victim to steal their identity or access their financial accounts.

Scams to Watch For

Emergency Scam: In this type of scam, the scammer will claim to be in an emergency situation and need money to resolve it. For example, they may claim to be stuck in another country and need money for a flight back home or that they need money for medical expenses. The scammer will use emotional manipulation to convince the victim to send money.

Investment Scam: The scammer will claim to have a business opportunity and ask the victim to invest money. They may use fake documents or testimonials to make the investment seem legitimate. They may offer to teach you about cryptocurrency. Once the victim has invested money, the scammer will disappear, leaving the victim with a significant financial loss.

Military Scam: In this type of scam, the scammer will pretend to be military personnel serving overseas and looking for love. They may ask for money for various reasons, such as to pay for leave, a security deposit, or to send gifts. The scammer will use patriotic language and photos of military uniforms to build trust with the victim.

These are just a few examples of the many types of sweetheart scams that exist. It’s important to be cautious and aware of these scams so that you can protect yourself and your family or friends that may fall victim to a RomCon.

Related posts


Yorkie in robe and eye mask

12 Steps to Financial Wellness – Step 8: Know When and How to Indulge

Believe it or not, you should make room in your monthly budget for indulgences! Without a little fun every month, you’ll be tempted to go off the rails in a big way at some point and really blow your plans. Just be sure to work it into your budget like any other expense and be sure you get a bang for your buck. Continue reading
minimalist side table with a book, wine goblet, and candle

Let’s be Frank, Your Bank Account Needs a Detox

Frankly, your bank account needs a detox. Just like that overflowing junk drawer, it's likely cluttered with unnecessary expenses and forgotten subscriptions, leaving you feeling drained and disorganized. It's time to declutter, simplify, and take control of your finances. Continue reading
White wooden signpost with four arrows - "advice", "support", "guidance", "assistance".

Helpful Hints for Debit Cards

Advice From the ATFCU Card Processing Team Did you know that the ATFCU card processing team works right here in Abilene?  At the Antilley Road branch, to be exact.  This hard-working group manages the tasks associated with more than 47,000 debit and credit cards.  When you have a card question, you speak directly to one of these experienced team members. … Continue reading