ATFCU blog

News, Events, Resources, Tools & Advice

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12 Steps to Financial Wellness – Step 2: Creating a Budget

Creating a budget is one of the most vital parts of financial wellness, and it’s actually one of the simplest. As long as you keep paying attention as the month goes along and tracking your expenses, you’ll do great! Continue reading
a pile of $20 bills

12 steps to financial wellness – Step 1: How to Track Your Spending

We’re launching our 12 Steps to Financial Wellness with some tips on tracking your spending. It will require discipline and attention, but it’s really important! Use whatever works for you to track your spending and find where you might be wasting money! Continue reading
White numerals indicating the year 2024. A yellow numeral 5 is in the process of replacing the 4.

Start it Right

Take time to conduct a year-end financial checkup to start the new year on the right foot. Continue reading
woman sleeping on stack of books and laptop

How to beat post-holiday blues

It’s normal to have a little letdown after the holiday whirl, but you don’t have to let it take over! Get together with a friend, or even talk on the phone. Make plans for your next vacation, focus on realistic New Year’s resolutions and get outside and get active to help shake the blues. Spring will be here before you know it. Continue reading
Elizabeth and her mom

Mother’s Day on a Budget

Mother’s Day is upon us! You want to treat mom to a great day, but you know she’ll cluck at you if you ignore all the training she gave you on being frugal and plan a budget-busting celebration. The key to making your mom feel special and loved is to think about her and what would mean the most to her. Make it personal! Continue reading
Image of a desktop featuring a computer keyboard and a 2025 appointment book

New Year, New Money Habits: How to Stick With It in 2025

Are you tired of making New Year's resolutions only to see them all fall by the wayside by March? We've got some great ways to help you keep your financial resolutions this year! Continue reading
man and woman holding hands walking

Experience Valentine’s Day on a Budget

Worried about Valentine's Day breaking your budget? We’ve got great ways to save money while keeping the romance! You can even gift your sweetheart with anything from breakfast in bed to doing household chores … which will mean a LOT more than a box of chocolates! Continue reading
man and woman looking at laptop

Last Minute Shopping Hacks

So, in spite of all the cautions, you still waited until the last minute for your holiday shopping. Well, lucky for you, we’ve got some hacks to help. Shop early in the mornings, when the shelves are stocked, or browse online and order for store pickup. Shop your local small businesses to find great stuff and keep your money local. Remember that Dec. 14 is Free Shipping Day for those gifts you’re mailing! For fun stuff, hit the dollar store for stocking stuffers. And if all else fails, there’s always gift cards! Continue reading
dad with two sons and fathers day card

Fun Gifts for Dad that Won’t Break the Bank

Every dad is different, and when Father's Day rolls around, you want to make sure that your gift for the old man is right on the money. Speaking of money, he taught you to be smart with yours, so don't blow your budget on the present! We've got an array of gift ideas for your dad. Continue reading